3523 Pape Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3523 Pape Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 1920
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Dec 2025)
Tax Bill	$8,531 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0A03-0459-00`

Property Details

APN / Parcel Number

Primary APN	`038-0A03-0459-00`
Alternative APN	`0043020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,113 sqft
2nd Floor Area	1,107 sqft
Basement Area	1,107 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3523 PAPE AVE
City	CINCINNATI
State	OH
Zip	45208-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3523 PAPE AVE 50 X 120 LOT 11 PT 10 HYDE PARK EAST SUB
Legal Subdivision	HYDE PARK EAST SUB
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	5100

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3523 PAPE AVE, CINCINNATI, OH 45208-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Jan 13, 2022 · Amount on File
Deed Document Number	202595855
Deed Book / Page	15557 / 2578
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 8, 2025
Property Address	3523 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000095855
Book / Page	15557 / 2578
Map Reference	MB 22 PG 54
Instrument Date	Dec 3, 2025
Instrument	2025-0095855
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, LTOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3523 PAPE AVE, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000095856
Date	Dec 8, 2025
Instrument	2025-0095856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 13, 2022
Property Address	3523 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000005104
Book / Page	14583 / 2153
Map Reference	MB 22 PG 54&55
Instrument Date	Dec 29, 2021
Instrument	2022-0005104
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 PAPE AVE, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000005105
Date	Jan 13, 2022
Instrument	2022-0005105

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3523 PAPE AVE, CINCINNATI, OH 45208-1722
Document Number	0000119268
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 PAPE AVE CINCINNATI OH 452081722, CINCINNATI, OH 45208-1722

Mortgage

Document Number	0000119268
Date	Nov 12, 2020
Book Page	014294/002141
Instrument	119268

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,531.00 (+3.04%)	$231,000 (-) Land $56,000 Building $175,000	$660,000 (-) Land $160,000 Building $500,000
2024	$8,279.00 (-2.15%)	$231,000 (-) Land $56,000 Building $175,000
2023	$8,461.00 (+24.21%)	$231,000 (+19.78%) Land $56,000 Building $175,000	$660,000 (+19.78%) Land $160,000 Building $500,000
2022	$6,812.00 Homeowner's exemption	$192,851 Land $46,407 Building $146,444
2020			$551,000 Land $132,590 Building $418,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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