3522 Pape Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3522 Pape Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1919
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0A03-0430-00`

Property Details

APN / Parcel Number

Primary APN	`038-0A03-0430-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	676 sqft
2nd Floor Area	676 sqft
Upper Floors Area	608 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3522 PAPE AVE
City	CINCINNATI
State	OH
Zip	45208-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3522 PAPE AVE 50 X 120 LOT 51 PT 52 HYDE PARK
Legal Subdivision	HYDE PARK
Legal Lot Number	51
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	5100

Owner

3522 Pape Ave is owner-occupied and held in a trust.

Source: Hamilton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3522 PAPE AVE, CINCINNATI, OH 45208-1723
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer LAWYERS TITLE
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 10, 2026
Property Address	3522 PAPE AVE, CINCINNATI, OH 45208-1723
Document Number	0000074535
Book / Page	15747 / 700
Instrument Date	Aug 31, 2026
Instrument	202674535
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$127,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3522 PAPE AVE, CINCINNATI, OH 45208-1723

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3522 PAPE AVE, CINCINNATI, OH 45208-1723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059804
Date	Jul 3, 2017
Instrument	17-0059804

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3522 PAPE AVE, CINCINNATI, OH 45208-1723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 PAPE AVE, CINCINNATI, OH 45208-1723

Mortgage

Document Number	0200132682
Date	Dec 16, 2020
Book Page	14316/2738
Instrument	2020-0132682

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Pape Ave was $6,299, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,299.00 (+3.13%)	$102,270 (-) Land $56,000 Building $46,270	$292,200 Land $160,000 Building $132,200
2024	$6,108.00 (-2.21%)	$102,270 (-) Land $56,000 Building $46,270
2023	$6,246.00 (-5.39%)	$102,270 (+5.45%) Land $56,000 Building $46,270	$292,200 Land $160,000 Building $132,200
2022	$6,602.00 Homeowner's exemption	$96,986 Land $46,407 Building $50,579
2020			$277,100 Land $132,590 Building $144,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3522 Pape Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Pape Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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