3520 Pape Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3520 Pape Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 1917
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$562,000 (Jul 2026)
Tax Bill	$9,730 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0A03-0428-00`

Property Details

APN / Parcel Number

Primary APN	`038-0A03-0428-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	1,071 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	1,050 sqft
Finished Basement	450 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 170 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	135 sqft
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3520 PAPE AVE
City	CINCINNATI
State	OH
Zip	45208-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3520 PAPE AVE 50 X 120 LOT 53 PT 52 HYDE PARK EAST SUB PARS 428-429 CONS
Legal Subdivision	HYDE PARK EAST SUB
Legal Lot Number	53
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	5100

Owner

3520 Pape Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Hamilton County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3520 PAPE AVE, CINCINNATI, OH 45208-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
Jul 14, 2026	Warranty Deed, Transfer COLUMBIA TITLE
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202656275
Deed Book / Page	15706 / 202
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 24, 2026
Property Address	3520 PAPE AVE, CINCINNATI, OH 45208-1723
Document Number	0000069186
Book / Page	15735 / 1307
Instrument Date	Aug 21, 2026
Instrument	202669186
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 W JEWEL AVE, SAINT LOUIS, MO 63122-2717

Mortgage

Document Number	0000069186,
Date	Aug 24, 2026
Book Page	15735/1307
Instrument	202669186

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2026
Property Address	3520 PAPE AVE, CINCINNATI, OH 45208-1723
Document Number	0000056275
Book / Page	15706 / 202
Instrument Date	Jun 30, 2026
Instrument	202656275
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount on Record
Tax	$113,524.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3520 PAPE AVE, CINCINNATI, OH 45208-1723

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2022
Property Address	3520 PAPE AVE, CINCINNATI, OH 45208-1723
Document Number	0000060316
Book / Page	14690 / 2142
Map Reference	MB 22 PG 54&55
Instrument Date	May 27, 2022
Instrument	2022-0060316
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 MCCLENN BLVD, FAIRFIELD, VA 24435

Mortgage

Document Number	0000060317
Date	Jun 16, 2022
Instrument	2022-0060317

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Pape Ave was $9,730, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,730.00 (+3.12%)	$157,500 (-) Land $56,000 Building $101,500	$450,000 Land $160,000 Building $290,000
2024	$9,436.00 (-2.2%)	$157,500 (-) Land $56,000 Building $101,500
2023	$9,648.00 (+44.11%)	$157,500 (+66.84%) Land $56,000 Building $101,500	$450,000 Land $160,000 Building $290,000
2022	$6,695.00	$94,399 Land $46,407 Building $47,992
2020			$269,710 Land $132,590 Building $137,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3520 Pape Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Pape Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Pape Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures