3523 Birchmount Dr, Troy, MI 48083 Property Records

Oakland County property record for 3523 Birchmount Dr, Troy, MI 48083

Property Summary

Property Type	Condominium
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$529,005 (Apr 2019)
Tax Bill	$9,146 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-23-205-053`

Property Details

APN / Parcel Number

Primary APN	`88-20-23-205-053`

Exterior

Architectural Style	Condo/Apartment
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	3523 BIRCHMOUNT DR
City	TROY
State	MI
Zip	48083-1075
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N, R11E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 2222 RAINTREE VILLAGE ONTHE PARK CONDOMINIUM UNIT 53 L51599 P656 3-6-18
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	53
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	197200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	201958715
Deed Book / Page	52736 / 196
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075

Mortgage

Document Number	20250159028
Date	Dec 17, 2025
Book Page	60798/402
Instrument	20250159028

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210992
Date	Dec 18, 2019
Book Page	53620/00814
Instrument	210992

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075

Mortgage

Document Number	0000268703
Date	Dec 17, 2020
Book Page	55355/133
Instrument	268703

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Document Number	0000106708
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3523 BIRCHMOUNT DR TROY MI 480831075, TROY, MI 48083-1075

Mortgage

Document Number	0000106708
Date	Jun 3, 2020
Book Page	054294/000440
Instrument	106708

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 10, 2019
Property Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Document Number	0000055297
Book / Page	052722 / 000585
Instrument Date	Apr 5, 2019
Instrument	55297
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 15, 2019
Property Address	3523 BIRCHMOUNT DR, TROY, MI 48083-1075
Document Number	0000058715
Book / Page	52736 / 00196
Instrument Date	Apr 5, 2019
Instrument	58715
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,553.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50215 SCHOENHERR RD, 50215, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5299 CLOISTER DR, TROY, MI 48085-4090

Mortgage

Document Number	0000058716
Date	Apr 15, 2019
Instrument	58716

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,146.00 (-3.86%)
2023			$548,500
2022	$9,513.00	$274,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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