3522 Birchmount Dr, Troy, MI 48083 Property Records

Oakland County property record for 3522 Birchmount Dr, Troy, MI 48083

Property Summary

Property Type	Condominium
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$648,907 (Mar 2019)
Tax Bill	$9,220 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-23-205-046`

Property Details

APN / Parcel Number

Primary APN	`88-20-23-205-046`

Exterior

Architectural Style	Condo/Apartment
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	3522 BIRCHMOUNT DR
City	TROY
State	MI
Zip	48083-1075
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N, R11E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 2222 RAINTREE VILLAGE ONTHE PARK CONDOMINIUM UNIT 46 L51599 P656 3-6-18
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	46
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	197200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CF BANK
Mar 22, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	201939360
Deed Book / Page	52672 / 484
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075

Mortgage

Document Number	0000041348
Date	Feb 16, 2021
Book Page	55703/335
Instrument	41348

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075
Document Number	0000126634
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 BIRCHMOUNT DR TROY MI 480831075, TROY, MI 48083-1075

Mortgage

Document Number	0000126634
Date	Jun 30, 2020
Book Page	054423/000190
Instrument	126634

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 25, 2019
Property Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075
Document Number	0000039360
Book / Page	52672 / 00484
Instrument Date	Mar 20, 2019
Instrument	39360
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,581.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50215 SCHOENHERR RD, 50215, SHELBY TOWNSHIP, MI 48315-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075

Mortgage

Document Number	0000039361
Date	Mar 25, 2019
Instrument	39361

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 22, 2019
Property Address	3522 BIRCHMOUNT DR, TROY, MI 48083-1075
Document Number	0000038561
Book / Page	052668 / 000515
Instrument Date	Mar 20, 2019
Instrument	38561
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,220.00 (-3.86%)
2023			$552,940
2022	$9,590.00	$276,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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