3522 Burnt Pine Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3522 Burnt Pine Ln, Miramar Beach, FL 32550 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 4,652 sqft · built 2018
Lot Size0.557 acres (24,306 sqft)
OwnerIndividual Name on File
Last Sale$3,725,000 (Dec 2025)
Tax Bill$22,323 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-2S-21-42820-000-3522

Property Details

APN / Parcel Number

Primary APN23-2S-21-42820-000-3522
Alternative APN
  • 1042496

Interior

Bedrooms4 Beds
Full Baths6 Baths
Building Area4,652 sqft Living Area
Gross Area7,478 sqft Gross Area
Stories1 Story
Interior WallsCustom/Decorative
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialConcrete Tile
Lot Area24,306 sqft (0.557 acres)
Lot Depth21.7 ft Depth
Garage TypeDetached - Finished
Garage Area336 sqft Garage
Deck AreaDeck Area
PorchPorch
Porch Area1,508 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1042496
Street Address3522 BURNT PINE LN
CityMIRAMAR BEACH
StateFL
Zip32550-1837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3522 ARROWHEAD AT BURNT PINE EAST S/D PB 15-41 OR 2497-1393 OR 2669-1368 OR 2974-1937 OR 3032-4622 OR 3148-371
Legal Range21W
Legal Township02S
Legal Section23
Legal SubdivisionARROWHEAD AT BURNT PINE EAST
Legal Lot Number3522
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group3
Census Block3000
Census Tract950607

Owner

Source: Walton County records · APN 23-2S-21-42820-000-3522

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4048 MALAGA AVE, COCONUT GROVE, FL 33133-6323
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED MORTGAGE BANKERS INC
Aug 02, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
WHITNEY BANK
Jun 29, 2020Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Aug 08, 2018Loan Modification, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BK
Feb 08, 2017Warranty Deed, Transfer
BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Document Number20250047254
Deed Book / Page3381 / 4272
Record UpdatedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 22, 2025
Property Address3522 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number0033814272
Book / Page3381 / 4272
Map ReferenceMB 15 PG 41
Instrument DateDec 19, 2025
Instrument20250047254
Transaction TypeTransfer
Record UpdatedJan 09, 2026
Title CompanyCUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$26,075.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2939 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7836

Transferred To (Grantee/Buyer)

NameVerified Name
Address4048 MALAGA AVE, COCONUT GROVE, FL 33133-6323

Mortgage

Document Number0033814274
DateDec 22, 2025
Instrument3381/4274
Lender
NameASSOCIATED MORTGAGE BANKERS INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address3522 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030811553
DateAug 02, 2018
Book Page3081/1553
Instrument2018000026040
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39502
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term345 Months
DueMay 01, 2047
Interest
Rate TypeFixed Rate
Rate3.62%
Type Change DateMay 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 29, 2020
Property Address3522 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number0031480371
Book / Page3148 / 371
Map ReferenceMB 15 PG 41&41A
Instrument DateJun 25, 2020
Instrument20200022419
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3522 BURNT PINE LN, 3522, MIRAMAR BEACH, FL 32550-1837

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8267 ASHINGTON DR, BALDWINSVILLE, NY 13027-8704

Mortgage

Document Number0003148373
DateJun 29, 2020
Instrument3148/373
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 01, 2025
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate9%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address3522 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number0030830600
Instrument DateAug 08, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3522 BURNT PINE LN MIRAMAR BEACH FL 325501837, MIRAMAR BEACH, FL 32550-1837

Mortgage

Document Number0030830600
DateAug 24, 2018
Book Page003083/000600
Instrument28687
Lender
NameHANCOCK WHITNEY BK
AddressNEW ORLEANS, LA 70122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 08, 2017
Property Address3522 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number0030324622
Book / Page003032 / 004622
Instrument DateFeb 06, 2017
Instrument4075
Transaction TypeTransfer
Record UpdatedMar 16, 2017
Title CompanyBURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,401.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1657 SAN MARINA BLVD MIRAMAR BEACH FL 325505811, MIRAMAR BEACH, FL 32550-5811

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,707,950 (-16.67%) Land $500,000 Building $2,207,950$2,707,950 (-16.67%) Land $500,000 Building $2,207,950
2024$22,323.00 (-5.4%)
2023$23,597.00 (+24.19%)$3,249,808 (+42.15%) Land $483,615 Building $2,766,193$3,249,808 (+42.15%) Land $483,615 Building $2,766,193
2022$19,001.00$2,286,172 Land $536,813 Building $1,749,359$2,286,172 Land $536,813 Building $1,749,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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