3520 Burnt Pine Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3520 Burnt Pine Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,585 sqft · built 2004
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,067,000 (Oct 2024)
Tax Bill	$13,741 (2025)
Deeds & Mortgages	Oct 2024 Sale Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2S-21-42820-000-3520`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42820-000-3520`
Alternative APNs	`23-221-42820-000-3520` `1042494`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,585 sqft Living Area
Gross Area	7,567 sqft
1st Floor Area	2,997 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	184 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,169 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	1,813 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 BURNT PINE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 3520 ARROWHEAD AT BURNT PINE E PB 15-41 OR 2501-1088 OR 2634-116 OR 2710-3302 OR 2925-3121 OR 3182-603 OR 3338-4890
Legal Range	021
Legal Township	02S
Legal Section	23
Legal Subdivision	BURNT PINE EAST
Legal Block	35
Legal Lot Number	3520
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3163 CLUB DR, MIRAMAR BEACH, FL 32550-7810
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Warranty Deed, Transfer SETCO SERVICES LLC
Feb 8, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Nov 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	202436147
Deed Book / Page	3338 / 4890
Prior Transfer Date	Sep 27, 2018
Prior Transfer Doc	0030900210
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 16, 2024
Property Address	3520 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0033384890
Book / Page	3338 / 4890
Map Reference	MB 15 PG 41-41A
Instrument Date	Oct 15, 2024
Instrument	20240036147
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$14,469.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 STONEGATE DR, BIRMINGHAM, AL 35242-7058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3163 CLUB DR, DESTIN, FL 32550-7810

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 8, 2021
Property Address	3520 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0031820603
Book / Page	3182 / 603
Map Reference	MB 15 PG 41&41A
Instrument Date	Feb 4, 2021
Instrument	20210005859
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6757, MIRAMAR BEACH, FL 32550-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 STONEGATE DR, BIRMINGHAM, AL 35242-7058
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 13, 2018
Property Address	3520 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0030900210
Book / Page	003090 / 000210
Instrument Date	Sep 27, 2018
Instrument	37928
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3520 BURNT PINE LN MIRAMAR BEACH FL 325501837, MIRAMAR BEACH, FL 32550-1837

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,741.00 (-30.37%)	$1,559,359 (-27.83%)	$2,059,359 (-4.68%) Land $500,000 Building $1,559,359
2024	$19,735.00 (-6.51%)	$2,160,578 (-17.39%) Land $483,615 Building $1,676,963	$2,160,578 (-17.39%) Land $483,615 Building $1,676,963
2023	$21,109.00 (+21.27%)	$2,615,271 (+39.23%) Land $483,615 Building $2,131,656	$2,615,271 (+39.23%) Land $483,615 Building $2,131,656
2022	$17,407.00	$1,878,355 Land $536,813 Building $1,341,542	$1,878,355 Land $536,813 Building $1,341,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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