3518 Burnt Pine Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3518 Burnt Pine Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,555 sqft · built 2013
Lot Size	0.472 acres (20,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,800,000 (Apr 2026)
Tax Bill	$21,880 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`23-2S-21-42820-000-3518`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42820-000-3518`
Alternative APNs	`23-221-42820-000-3518` `1042492`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,555 sqft Living Area
Gross Area	7,081 sqft
1st Floor Area	3,192 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	20,560 sqft (0.472 acres)
Lot Dimensions	185 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	1,260 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	1,266 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3518 BURNT PINE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 3518 ARROWHEAD AT BURNT PINE EAST PB 15-41 OR 2493-1622 OR 2884-4861 OR 3060-2157 OR 3126-927 OR 3157-716 OR 3266-1711 OR 3276-2912
Legal Range	021
Legal Township	02S
Legal Section	23
Legal Subdivision	BURNT PINE EAST
Legal Block	35
Legal Lot Number	3518
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9808 RIVA RIDGE LN, WAXHAW, NC 28173-0187
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2022	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Sep 12, 2022	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit HANCOCK BANK
Aug 28, 2020	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO
Dec 4, 2019	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC
Dec 20, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	202613681
Deed Book / Page	3393 / 3946
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2026
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0000013681
Book / Page	3393 / 3946
Instrument Date	Apr 3, 2026
Instrument	202613681
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	CUSTOMER FIRST TITLE, CUSTOMERS FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,686,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9808 RIVA RIDGE LN, WAXHAW, NC 28173-0187
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013682,
Date	Apr 8, 2026
Instrument	202613682

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2026
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0033933946
Book / Page	3393 / 3946
Instrument Date	Apr 3, 2026
Instrument	202613681
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,686,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9808 RIVA RIDGE LN, WAXHAW, NC 28173-0187
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013682,
Date	Apr 8, 2026
Instrument	202613682

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2022
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0032762912
Book / Page	3276 / 2912
Map Reference	MB 15 PG 41&41A
Instrument Date	Dec 16, 2022
Instrument	20220054751
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$24,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 OCEAN REEF DR # DRC101-2, DRC101-2, KEY LARGO, FL 33037-5282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 PACES FERRY RD SE, ATLANTA, GA 30339-3781

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 12, 2022
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0032661711
Book / Page	3266 / 1711
Map Reference	MB 15 PG 41&41A
Instrument Date	Sep 12, 2022
Instrument	20220040883
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$21,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 BURNT PINE LN, 3518, MIRAMAR BEACH, FL 32550-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030470464
Date	Jul 18, 2017
Book Page	3047/0464
Instrument	20170023488

Lender

Name	HANCOCK BANK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 28, 2020
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0031570716
Book / Page	003157 / 000716
Instrument Date	Aug 25, 2020
Instrument	32968
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$13,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3518 BURNT PINE LN MIRAMAR BEACH FL 325501837, MIRAMAR BEACH, FL 32550-1837

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2019
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0031260927
Book / Page	003126 / 000927
Instrument Date	Nov 26, 2019
Instrument	42328
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$11,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	755 GRAND BOULEVARD B105 #309 MIRAMAR BEACH FL 32550, 309, MIRAMAR BEACH, FL 32550

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2017
Property Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837
Document Number	0030602157
Book / Page	3060 / 2157
Map Reference	MB15 PG41&41A
Instrument Date	Dec 18, 2017
Instrument	2017000041561
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 BURNT PINE LN, 3518, MIRAMAR BEACH, FL 32550-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1837

Mortgage

Document Number	2017000041562
Date	Dec 20, 2017
Instrument	2017000041562

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,880.00 (-2.03%)	$2,421,563 (-17.79%) Land $500,000 Building $1,921,563	$2,421,563 (-17.79%) Land $500,000 Building $1,921,563
2024	$22,333.00 (-16.56%)
2023	$26,766.00 (+83.42%)	$2,945,726 (+41.15%) Land $483,615 Building $2,462,111	$2,945,726 (+41.15%) Land $483,615 Building $2,462,111
2022	$14,593.00 Homeowner's exemption	$2,086,900 Land $536,813 Building $1,550,087	$2,086,900 Land $536,813 Building $1,550,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on Burnt Pine Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures