3522 Arbor, Royal Oak, MI 48073 Property Records

Oakland County property record for 3522 Arbor, Royal Oak, MI 48073

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,254 sqft · built 2015
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$527,000 (Jul 2021)
Tax Bill	$7,880 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-04-354-017`

Property Details

APN / Parcel Number

Primary APN	`72-25-04-354-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,254 sqft Living Area
1st Floor Area	1,127 sqft
Basement Area	1,127 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3522 ARBOR
City	ROYAL OAK
State	MI
Zip	48073-4808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPEC REDEV
Legal Description	T1N, R11E, SEC 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 2092 LEXINGTON ON THE PARK UNIT 17 L 47972 P 873 3-23-15 FR 351-044
Legal Range	11E
Legal Township	01N
Legal Section	04
Legal Subdivision	LEXINGTON ON THE PARK CONDOMINIUM
Legal Unit	17
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	4
Census Block	4003
Census Tract	183200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3522 ARBOR, ROYAL OAK, MI 48073-4808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 23, 2021	Warranty Deed, Transfer CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS
Jun 5, 2019	Warranty Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	2021182989
Deed Book / Page	56592 / 21
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3522 ARBOR, ROYAL OAK, MI 48073-4808
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 RED RUN DR 33, 33, TROY, MI 48085-1353

Mortgage

Document Number	0000166229
Date	Jul 1, 2021
Book Page	56489/58
Instrument	166229

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2021
Property Address	3522 ARBOR, ROYAL OAK, MI 48073-4808
Document Number	0000182989
Book / Page	56592 / 21
Map Reference	LB 48897 PG 219
Instrument Date	Jun 28, 2021
Instrument	182989
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS

Transaction

Amount	Amount Recorded
Tax	$4,532.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3522 ARBOR, ROYAL OAK, MI 48073-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 ARBOR, ROYAL OAK, MI 48073-4808

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 5, 2019
Property Address	3522 ARBOR, ROYAL OAK, MI 48073-4808
Document Number	0000087195
Book / Page	052895 / 000769
Instrument Date	May 30, 2019
Instrument	87195
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGCY SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,913.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	167 ALLENHURST AVE ROYAL OAK MI 480673269, ROYAL OAK, MI 48067-3269

Mortgage

Document Number	87237
Date	Jun 5, 2019
Book Page	052896/000148
Instrument	87237

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2034

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,880.00 (-22.07%) Homeowner's exemption	$294,000	$588,000
2024	$10,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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