3511 Arbor, Royal Oak, MI 48073 Property Records

Oakland County property record for 3511 Arbor, Royal Oak, MI 48073

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,524 sqft · built 2016
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jul 2023)
Tax Bill	$8,737 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-04-354-019`

Property Details

APN / Parcel Number

Primary APN	`72-25-04-354-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,524 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	1,243 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3511 ARBOR
City	ROYAL OAK
State	MI
Zip	48073-4808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPEC REDEV
Legal Description	T1N, R11E, SEC 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 2092 LEXINGTON ON THE PARK UNIT 33 L 47972 P 873 3-23-15 FR 351-044
Legal Range	11E
Legal Township	01N
Legal Section	04
Legal Subdivision	LEXINGTON ON THE PARK OCCPN 20
Legal Unit	33
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	4
Census Block	4005
Census Tract	183200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3511 ARBOR, ROYAL OAK, MI 48073-4808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	202374285
Deed Book / Page	58724 / 435
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 10, 2023
Property Address	3511 ARBOR, ROYAL OAK, MI 48073-4808
Document Number	0000074285
Book / Page	58724 / 435
Map Reference	LB 47557 PG 687
Instrument Date	Jul 6, 2023
Instrument	74285
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3511 ARBOR, ROYAL OAK, MI 48073-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2690 SPARROW PKWY, LIMA, OH 45805-2289

Mortgage

Document Number	0058724439
Date	Jul 10, 2023
Instrument	58724/439

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Margin	3
Max Rate	12.3%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,737.00 (-22.07%) Homeowner's exemption	$318,830 (+39.14%)	$637,660 (+39.14%)
2024	$11,211.00 (+15.59%)
2022	$9,699.00
2018		$229,140	$458,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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