3512 Arbor, Royal Oak, MI 48073 Property Records

Oakland County property record for 3512 Arbor, Royal Oak, MI 48073

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,254 sqft · built 2015
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Sep 2022)
Tax Bill	$8,323 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-04-354-016`

Property Details

APN / Parcel Number

Primary APN	`72-25-04-354-016`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,254 sqft Living Area
1st Floor Area	1,127 sqft
Basement Area	1,127 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3512 ARBOR
City	ROYAL OAK
State	MI
Zip	48073-4808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPEC REDEV
Legal Description	T1N, R11E, SEC 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 2092 LEXINGTON ON THE PARK UNIT 16 L 47972 P 873 3-23-15 FR 351-044
Legal Range	11E
Legal Township	01N
Legal Section	04
Legal Subdivision	LEXINGTON ON THE PARK OCCPN 20
Legal Unit	16
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	4
Census Block	4003
Census Tract	183200

Owner

3512 Arbor, a condominium, is owned and occupied by two individuals who bought it in September 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3512 ARBOR, ROYAL OAK, MI 48073-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 16, 2022	Warranty Deed, Transfer CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS
Apr 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Mar 2, 2016 · Amount on File
Deed Document Number	2022445118
Deed Book / Page	58118 / 408
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000099843
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3512 ARBOR, ROYAL OAK, MI 48073-4808
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 LINWOOD AVE, ROYAL OAK, MI 48073-3828

Mortgage

Document Number	0000443878
Date	Sep 14, 2022
Book Page	58111/353
Instrument	443878

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 16, 2022
Property Address	3512 ARBOR, ROYAL OAK, MI 48073-4808
Document Number	0000445118
Book / Page	58118 / 408
Map Reference	LB 47557 PG 687-739
Instrument Date	Sep 8, 2022
Instrument	445118
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS

Transaction

Amount	Amount on Record
Tax	$4,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3512 ARBOR, ROYAL OAK, MI 48073-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 ARBOR, ROYAL OAK, MI 48073-4808

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2021
Property Address	3512 ARBOR, ROYAL OAK, MI 48073-4808
Document Number	0000099843
Book / Page	56057 / 320
Map Reference	LB 47557 PG 687
Instrument Date	Apr 6, 2021
Instrument	99843
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 ARBOR, ROYAL OAK, MI 48073-4808

Tax Assessment & Valuation

The 2025 property tax bill for 3512 Arbor was $8,323 with a homeowner's exemption, down 27.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,323.00 (-27.53%) Homeowner's exemption	$296,040	$592,080
2024	$11,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3512 Arbor in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3512 Arbor is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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