3521 Emma Ln, Vista, CA 92084 Property Records

San Diego County property record for 3521 Emma Ln, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,035 sqft · built 1970
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Mar 2024)
Tax Bill$9,253 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181-071-25-00

Property Details

APN / Parcel Number

Primary APN181-071-25-00
Alternative APN
  • 1810704600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,035 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleContemporary
Exterior MaterialBlock
Construction TypeFrame
Roof MaterialGravel
Lot Area30,492 sqft (0.7 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number1810704600
Street Address3521 EMMA LN
CityVISTA
StateCA
Zip92084-6634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 27-11-3W NE 1/4 OF POR S 1/2 OF NW 1/4 OF
Legal Range03W
Legal Township11
Legal Section27
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3521 EMMA LN, VISTA, CA 92084-6634
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Prior SaleJun 7, 1988 · Amount on Record
Deed Document Number202452978
Prior Transfer DateJan 13, 2011
Prior Transfer Doc0000035121
Record UpdatedOct 29, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2024
Property Address3521 EMMA LN, VISTA, CA 92084-6634
Document Number0000052978
Instrument DateOct 11, 2023
Instrument2024-0052978
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3521 EMMA LN, VISTA, CA 92084-6634

Mortgage

Document Number0000052979
DateMar 1, 2024
Instrument2024-0052979
Lender
NameALLEN FAMILY TRUST
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$832,318 (+2%) Land $318,077 Building $514,241
2025$9,253.00 (+99.33%)$815,999 (+88.35%) Land $311,841 Building $504,158
2023$4,642.00 (+0.28%) Homeowner's exemption$433,233 Land $165,564 Building $267,669
2022$4,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1998–1999)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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