St. Charles County property record for 3521 Broad St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 2012 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jul 2015) |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2017 Second Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500039 |
| Primary APN | T100500039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| Basement Area | 596 sqft |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | T100500039 |
|---|---|
| Old Parcel Number | T100500039 |
| Street Address | 3521 BROAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10 LOT 8104 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | NEW TOWN AT ST CHAS #10 |
| Legal Lot Number | 8104 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 310201 |
3521 Broad St is owned and occupied by an individual who bought it in July 2015.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3521 BROAD ST, SAINT CHARLES, MO 63301-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Jan 12, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU OF BELOIT |
| May 4, 2018 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT BOND & MORTGAGE CO INC |
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on File |
| Deed Sale | Jul 13, 2015 · Amount on File |
| Deed Document Number | 0063871848 |
| Deed Book / Page | 6387 / 1848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3521 BROAD ST, SAINT CHARLES, MO 63301-8058 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3521 BROAD ST, SAINT CHARLES, MO 63301-8058 |
| Document Number | 2021R039894 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021R-039894 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3521 BROAD ST, SAINT CHARLES, MO 63301-8058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0066842418 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 6684/2418 |
| Instrument | 20170112000025890 |
| Name | FIRST COMMUNITY CU OF BELOIT |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 30, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3521 BROAD ST, SAINT CHARLES, MO 63301-8058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069150697 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 6915/0697 |
| Instrument | 20180504000248960 |
| Name | PARAMOUNT BOND & MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3521 BROAD ST, SAINT CHARLES, MO 63301-8058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070971298 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 7097/1298 |
| Instrument | 20190628000325300 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 3521 Broad St was $3,826.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,826.00 | $50,406 | $265,293 Land $48,000 Building $217,293 |
| 2023 | $48,484 | ||
| 2022 | $255,180 Land $36,000 Building $219,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3521 Broad St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3521 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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