3512 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3512 Broad St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,112 sqft · built 2019
Lot Size0.109 acres (4,731 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (May 2022)
Tax Bill$5,430 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNT180500227

Property Details

APN / Parcel Number

Primary APNT180500227
Alternative APN
  • 5-116C-C527-00-8472.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
Gross Area3,336 sqft
1st Floor Area1,224 sqft
Basement Area1,224 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area4,731 sqft (0.109 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180500227
Street Address3512 BROAD ST
CitySAINT CHARLES
StateMO
Zip63301-8499
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #10-F LOT 8472
Legal SubdivisionNEW TOWN AT ST CHAS #10-F
Legal Lot Number8472
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1004
Census Tract310201

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3512 BROAD ST, SAINT CHARLES, MO 63301-8499
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK NA
Jun 9, 2020Deed of Trust, Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2022 · Amount on Record
Deed SaleMay 10, 2022 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number202226726
Prior Transfer DateJun 9, 2020
Prior Transfer Doc0073210795
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 10, 2022
Property Address3512 BROAD ST, SAINT CHARLES, MO 63301-8499
Document Number0000026726
Map ReferenceMB 49 PG 227
Instrument DateMay 5, 2022
Instrument2022R-026726
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 BROAD ST, SAINT CHARLES, MO 63301-8499

Mortgage

Document Number0000026727
DateMay 10, 2022
Instrument2022R-026727
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2037

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3512 BROAD ST, SAINT CHARLES, MO 63301-8499
Document Number0073210797
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyVISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3512 BROAD ST ST CHARLES MO 633018499, ST CHARLES, MO 63301-8499

Mortgage

Document Number0073210797
DateJun 16, 2020
Book Page007321/000797
Instrument406280
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,704 (-)$393,178 (-) Land $48,000 Building $345,178
2025$5,430.00 (+1.27%)$74,704 (+4.25%)$393,178 (+4.25%) Land $48,000 Building $345,178
2024$5,362.00
2023$71,661
2022$377,165 Land $36,000 Building $341,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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