St. Charles County property record for 3602 Broad St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,992 sqft · built 2018 |
| Lot Size | 0.073 acres (3,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (May 2021) |
| Tax Bill | $5,314 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2022 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T180500231 |
| Primary APN | T180500231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Basement Area | 996 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 3,223 sqft (0.073 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180500231 |
|---|---|
| Street Address | 3602 BROAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10-F LOT 8476 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | NEW TOWN AT ST CHAS #10-F |
| Legal Lot Number | 8476 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 310201 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 10, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 2, 2019 | Warranty Deed, Transfer DEPENDABLE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 0202140577 |
| Deed Book / Page | 2021 / 40577 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0000040697 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023R-040697 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0000061106 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022R-061106 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 10, 2021 |
| Property Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 2021R040577 |
| Map Reference | MB 49 PG 227 |
| Instrument Date | Mar 6, 2021 |
| Instrument | 2021R-040577 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1672 RIDGEWAY TRL, 1672, FENTON, MO 63026-5617 |
| Name | Verified Name |
|---|---|
| Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 2021R040578 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021R-040578 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071440116 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 7144/0116 |
| Instrument | 20190917000508990 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072940954 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 7294/954 |
| Instrument | 20200513000309120 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 2, 2019 |
| Property Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0070672163 |
| Book / Page | 7067 / 2163 |
| Map Reference | MB 49 PG 227 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 20190502000204090 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | DEPENDABLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 3602 BROAD ST, SAINT CHARLES, MO 63301-8549 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,314.00 | $75,652 (+9.62%) | $398,168 (+9.62%) Land $48,000 Building $350,168 |
| 2023 | $69,015 | ||
| 2022 | $363,238 Land $36,000 Building $327,238 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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