Hamilton County property record for 3520 Leonard St, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1953 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Apr 2020) |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2020 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 501-0006-0016-00 |
| Primary APN | 501-0006-0016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 169 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 555 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3520 LEONARD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRULL ST 50 X 169.15 LOT 40 CLARA CRULLS SUB |
| Legal Subdivision | CLARA CRULLS SUB |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NEWTOWN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 24901 |
3520 Leonard St is owned by an individual who bought it in April 2020.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1834 MUSKEGON DR, CINCINNATI, OH 45255-2635 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Apr 10, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 10, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2020 · Amount on File |
| Deed Sale | Apr 10, 2020 · Amount on File |
| Prior Sale | Apr 10, 2020 · Amount on File |
| Deed Document Number | 202033669 |
| Deed Book / Page | 14144 / 762 |
| Prior Transfer Date | Aug 4, 2010 |
| Prior Transfer Doc | 0000000663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3520 LEONARD ST, CINCINNATI, OH 45244-3451 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3520 LEONARD ST, CINCINNATI, OH 45244-3451 |
| Document Number | 0000092911 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 14763/1824 |
| Instrument | 2022-0092911 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2020 |
| Property Address | 3520 LEONARD ST, CINCINNATI, OH 45244-3451 |
| Document Number | 0000033668 |
| Book / Page | 014144 / 000760 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 33668 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1834 MUSKEGON DR CINCINNATI OH 452552635, CINCINNATI, OH 45255-2635 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2020 |
| Property Address | 3520 LEONARD ST, CINCINNATI, OH 45244-3451 |
| Document Number | 0000033669 |
| Book / Page | 014144 / 000762 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 33669 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1834 MUSKEGON DR CINCINNATI OH 452552635, CINCINNATI, OH 45255-2635 |
The 2025 property tax bill for 3520 Leonard St was $2,433, down 3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Newtown Village |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,433.00 (-2.99%) | $42,876 (+%) Land $9,279 Building $33,597 | $122,500 Land $26,510 Building $95,990 |
| 2024 | $2,508.00 (+4.54%) | $42,874 (-) Land $9,278 Building $33,596 | |
| 2023 | $2,399.00 (+25.14%) | $42,874 (+40.29%) Land $9,278 Building $33,596 | $122,500 Land $26,510 Building $95,990 |
| 2022 | $1,917.00 Homeowner's exemption | $30,562 Land $8,491 Building $22,071 | |
| 2020 | $87,320 Land $24,260 Building $63,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 Leonard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 Leonard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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