Hamilton County property record for 3515 Leonard St, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1937 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,900 (Dec 2005) |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2022 Line of Credit + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | 501-0006-0019-00 |
| Primary APN | 501-0006-0019-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,449 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3515 LEONARD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-3450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLUM ST 50 X 150 LOT 19 CLARA CRULLS SUB |
| Legal Subdivision | CLARA CRULLS SUB |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NEWTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 24901 |
3515 Leonard St is owned and occupied by two individuals who acquired it in February 2018.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Sep 12, 2019 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Mar 12, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2005 · Amount on File |
| Deed Sale | Dec 29, 2005 · Amount on File |
| Deed Document Number | 2005219874 |
| Deed Book / Page | 10128 / 2251 |
| Last Transfer Date | Feb 27, 2018 |
| Transfer Doc | 0000019947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009141 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 15100/1285 |
| Instrument | 2024-0009141 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | PO BOX 340134, BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000097698 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 14773/2470 |
| Instrument | 2022-0097698 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Document Number | 0000090819 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 15547/79 |
| Instrument | 2025-0090819 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200103433 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 14269/111 |
| Instrument | 2020-0103433 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Document Number | 0000084479 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3515 LEONARD ST CINCINNATI OH 452443450, CINCINNATI, OH 45244-3450 |
| Document Number | 0000084479 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 014013/000220 |
| Instrument | 84479 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 30, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Document Number | 0000075961 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3515 LEONARD ST CINCINNATI OH 452443450, CINCINNATI, OH 45244-3450 |
| Document Number | 0000075961 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 013996/001778 |
| Instrument | 75961 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Document Number | 0000091901 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3515 LEONARD ST CINCINNATI OH 452443450, CINCINNATI, OH 45244-3450 |
| Document Number | 0000091901 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 013775/001248 |
| Instrument | 91901 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 12, 2018 |
| Property Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Document Number | 0000009947 |
| Map Reference | MB 27 PG 67 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 18-0019947 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3515 LEONARD ST, CINCINNATI, OH 45244-3450 |
| Document Number | 0000009948 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 18-0019948 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2033 |
The 2025 property tax bill for 3515 Leonard St was $2,064, up 1.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Newtown Village |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,064.00 (+1.83%) | $36,355 (-) Land $8,838 Building $27,517 | $103,870 Land $25,250 Building $78,620 |
| 2024 | $2,027.00 (-0.39%) | $36,355 (-) Land $8,838 Building $27,517 | |
| 2023 | $2,035.00 (+19.99%) | $36,355 (+37.91%) Land $8,838 Building $27,517 | $103,870 Land $25,250 Building $78,620 |
| 2022 | $1,696.00 Homeowner's exemption | $26,362 Land $8,085 Building $18,277 | |
| 2020 | $75,320 Land $23,100 Building $52,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3515 Leonard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3515 Leonard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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