Hamilton County property record for 3512 Leonard St, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,233 sqft · built 1954 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,400 (Mar 2021) |
| Tax Bill | $3,182 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 501-0006-0028-00 |
| Primary APN | 501-0006-0028-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 1,905 sqft |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 369 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 96 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 169 ft deep x 46.3 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3512 LEONARD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEONARD 46.30 X 169.15 IRR LOT 43 CLARA CRULLS SUB |
| Legal Subdivision | CLARA CRULLS SUB |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NEWTOWN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 24901 |
Source: Hamilton County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3512 LEONARD ST, CINCINNATI, OH 45244-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 11, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 21, 2021 | Warranty Deed, Transfer QUEST TR CO BAYES LLC |
| May 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on Record |
| Deed Sale | Mar 11, 2021 · Amount on Record |
| Prior Sale | Jan 21, 2021 · Amount on Record |
| Deed Document Number | 202130920 |
| Deed Book / Page | 14372 / 1232 |
| Prior Transfer Date | May 30, 2017 |
| Prior Transfer Doc | 0000048486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2026 |
| Property Address | 3512 LEONARD ST, CINCINNATI, OH 45244-3429 |
| Document Number | 0000027086 |
| Book / Page | 15642 / 561 |
| Instrument Date | Apr 5, 2026 |
| Instrument | 202627086 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3512 LEONARD ST, CINCINNATI, OH 45244-3429 |
| Document Number | 0000027086, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 15642/561 |
| Instrument | 202627086 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 11, 2021 |
| Property Address | 3512 LEONARD ST, CINCINNATI, OH 45244-3429 |
| Document Number | 0000030920 |
| Book / Page | 14372 / 1232 |
| Map Reference | MB 27 PG 67 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-0030920 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $641.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3512 LEONARD ST, NEWTOWN, OH 45244-3429 |
| Document Number | 0000030921 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14372/1235 |
| Instrument | 2021-0030921 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 21, 2021 |
| Property Address | 3512 LEONARD ST, CINCINNATI, OH 45244-3429 |
| Document Number | 0000009202 |
| Book / Page | 014338 / 002654 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 9202 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3512 LEONARD ST CINCINNATI OH 452443429, CINCINNATI, OH 45244-3429 |
| Investor | Possibly a Property Investor |
| Document Number | 9541 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 014339/000393 |
| Instrument | 9541 |
| Name | QUEST TR CO BAYES LLC |
|---|---|
| Address | 5900 BALCONES DR # 100, AUSTIN, TX 78731-4298 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 31, 2017 |
| Property Address | 3512 LEONARD ST, CINCINNATI, OH 45244-3429 |
| Document Number | 0000048486 |
| Book / Page | 013428 / 001205 |
| Instrument Date | May 30, 2017 |
| Instrument | 48486 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $246.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3512 LEONARD ST CINCINNATI OH 452443429, CINCINNATI, OH 45244-3429 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Newtown Village |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,182.00 (+1.99%) | $56,141 (+%) Land $8,908 Building $47,233 | $160,400 (-) Land $25,450 Building $134,950 |
| 2024 | $3,120.00 (-0.51%) | $56,139 (-) Land $8,907 Building $47,232 | |
| 2023 | $3,136.00 (+56.88%) | $56,139 (+75.91%) Land $8,907 Building $47,232 | $160,400 (+75.92%) Land $25,450 Building $134,950 |
| 2022 | $1,999.00 Homeowner's exemption | $31,914 Land $8,152 Building $23,762 | |
| 2020 | $91,180 Land $23,290 Building $67,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 108 (1978–2025) |
| Claims Outside the SFHA | 6 of 108 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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