3512 Iris St, Wilmington, NC 28409 Property Records

New Hanover County property record for 3512 Iris St, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,988 sqft · built 1987
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Jul 2020)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R06616-008-004-000`

Property Details

APN / Parcel Number

Primary APN	`R06616-008-004-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Low
Garage Area	340 sqft
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3512 IRIS ST
City	WILMINGTON
State	NC
Zip	28409-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 66 WHISPER CREEK 2B
Legal Subdivision	WHISPER CREEK
Legal Block	8
Legal Lot Number	66
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3010
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3512 IRIS ST, WILMINGTON, NC 28409-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2020	Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Apr 29, 2003 · Amount on Record
Deed Document Number	202027346
Deed Book / Page	6333 / 1082
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3512 IRIS ST, WILMINGTON, NC 28409-2528
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00650000245
Date	Oct 8, 2021
Book Page	6500/245
Instrument	2021048738

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28406

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3512 IRIS ST, WILMINGTON, NC 28409-2528
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00643500266
Date	Apr 9, 2021
Book Page	6435/266
Instrument	2021017801

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 16, 2020
Property Address	3512 IRIS ST, WILMINGTON, NC 28409-2528
Document Number	0063331082
Book / Page	006333 / 001082
Instrument Date	Jul 16, 2020
Instrument	27346
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3512 IRIS ST WILMINGTON NC 284092528, WILMINGTON, NC 28409-2528

Mortgage

Document Number	63331086
Date	Jul 16, 2020
Book Page	006333/001086
Instrument	27347

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,000 (-) Land $127,600 Building $374,400	$502,000 (-) Land $127,600 Building $374,400
2025	$2,954.00 (+19.26%)	$502,000 (+76.26%) Land $127,600 Building $374,400	$502,000 (+76.26%) Land $127,600 Building $374,400
2024	$2,477.00 (+2.95%)
2023	$2,406.00 (-0.58%)	$284,800 Land $83,600 Building $201,200	$284,800 Land $83,600 Building $201,200
2022	$2,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 individual policies
Nearby Flood Policies	154 units insured incl. 42 condo units
Nearby Flood Claims	28 (1996–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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