Polk County property record for 352 Vail Dr, Winter Haven, FL 33884 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1990 |
| Lot Size | 0.251 acres (10,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Apr 2009) |
| Tax Bill | $661 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-09-687044-000320 |
| Primary APN | 26-29-09-687044-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,920 sqft (0.251 acres) |
| Lot Dimensions | 115 ft deep x 95 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 352 VAIL DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR COVE PHASE TWO PB 80 PGS 12 & 13 LOT 32 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | CEDAR COVE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 687044 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 14600 |
Source: Polk County records · APN 26-29-09-687044-000320
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 352 VAIL DR, WINTER HAVEN, FL 33884-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2009 · Amount on Record |
| Deed Sale | Apr 17, 2009 · Amount on Record |
| Prior Sale | Sep 09, 2008 |
| Deed Document Number | 200972210 |
| Deed Book / Page | 7863 / 1559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 352 VAIL DR, WINTER HAVEN, FL 33884-2832 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 352 VAIL DR, WINTER HAVEN, FL 33884-2832 |
| Document Number | 0000107601 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 12683/1023 |
| Instrument | 2023107601 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661.00 (-48.52%) Homeowner's exemption | $90,401 (+5.99%) | $266,184 (-0.32%) Land $33,000 Building $233,184 |
| 2023 | $1,284.00 (+9%) Homeowner's exemption | $85,294 (+3%) | $267,033 (+4.77%) Land $32,000 Building $235,033 |
| 2022 | $1,178.00 Homeowner's exemption | $82,810 | $254,885 Land $27,000 Building $227,885 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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