Polk County property record for 344 Vail Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,969 sqft · built 1984 |
| Lot Size | 0.251 acres (10,925 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Apr 1994) |
| Tax Bill | $966 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-09-687041-000220 |
| Primary APN | 26-29-09-687041-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,969 sqft Living Area |
| Gross Area | 2,519 sqft |
| 1st Floor Area | 1,969 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,925 sqft (0.251 acres) |
| Lot Dimensions | 115 ft deep x 95 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|
| Street Address | 344 VAIL DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR COVE PHASE 1 PB 73 PG 41 LOT 22 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | CEDAR COVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687041 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 14600 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 VAIL DR, WINTER HAVEN, FL 33884-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 1994 · Amount on Record |
| Deed Sale | Apr 28, 1994 · Amount on Record |
| Deed Book / Page | 3381 / 1583 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,484 (-0.75%) | $278,058 (-1.11%) Land $33,000 Building $245,058 | |
| 2025 | $966.00 (-35.77%) Homeowner's exemption | $118,372 (+5.99%) | $281,183 (-1.45%) Land $33,000 Building $248,183 |
| 2023 | $1,504.00 (+2.38%) Homeowner's exemption | $111,685 (+3%) | $285,332 (+2.09%) Land $32,000 Building $253,332 |
| 2022 | $1,469.00 Homeowner's exemption | $108,432 | $279,486 Land $27,000 Building $252,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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