342 Vail Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 342 Vail Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,113 sqft · built 1983
Lot Size	0.254 acres (11,056 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Nov 1996)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-29-09-687041-000210`

Property Details

APN / Parcel Number

Primary APN	`26-29-09-687041-000210`
Alternative APNs	`092926687041000210` `92926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	2,619 sqft
1st Floor Area	2,113 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,056 sqft (0.254 acres)
Lot Dimensions	111 ft deep x 96 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	504 sqft
Porch	Unfinished Open Porch
Porch Area	45 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	342 VAIL DR
City	WINTER HAVEN
State	FL
Zip	33884-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR COVE PHASE ONE PB 73 PG 41 LOT 21
Legal Range	26E
Legal Township	29S
Legal Section	09
Legal Subdivision	CEDAR COVE PHASE ONE
Legal Phase	1
Legal Tract	687041
Legal Block	1
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1049
Census Tract	14600

Owner

Source: Polk County records · APN 26-29-09-687041-000210

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	342 VAIL DR, WINTER HAVEN, FL 33884-2832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 1996 · Amount on Record
Deed Sale	Nov 05, 1996 · Amount on Record
Deed Book / Page	3752 / 2122
Last Transfer Date	Feb 21, 2022
Transfer Doc	0000050465
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Feb 24, 2022
Property Address	342 VAIL DR, WINTER HAVEN, FL 33884-2832
Document Number	0000050465
Book / Page	12131 / 2171
Map Reference	MB 73 PG 41
Instrument Date	Feb 21, 2022
Instrument	2022050465
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 VAIL DR, 342, WINTER HAVEN, FL 33884-2832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4224 PERSERVERANCE CT, RALEIGH, NC 27606-1991

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (-31.96%) Homeowner's exemption	$126,245 (+5.99%)	$285,696 (-0.95%) Land $33,000 Building $252,696
2023	$1,671.00 (+6.1%) Homeowner's exemption	$119,114 (+3%)	$288,430 (+1.88%) Land $32,000 Building $256,430
2022	$1,575.00 Homeowner's exemption	$115,645	$283,110 Land $27,000 Building $256,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 282 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.