352 Royal Tern Ct, Carrabelle, FL 32322 Property Records

Franklin County property record for 352 Royal Tern Ct, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 2022
Lot Size	0.242 acres (10,546 sqft)
Owner	2 Company Names on Record
Last Sale	$394,000 (Feb 2023)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-07S-03W-1001-000E-0220`

Property Details

APN / Parcel Number

Primary APN	`05-07S-03W-1001-000E-0220`
Alternative APN	`03W07S051001000E0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,759 sqft Living Area
Gross Area	2,159 sqft
1st Floor Area	1,759 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,546 sqft (0.242 acres)
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	352 ROYAL TERN CT
City	CARRABELLE
State	FL
Zip	32322-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JAMES BAY PHASE II PB 8/23 BLOCK E LOTS 22 & 23 ORB 819/371 1099/624 1104/283 1200/231 1299/344 1329/689 1356/260 1364/213
Legal Range	03W
Legal Township	07S
Legal Section	05
Legal Subdivision	ST JAMES BAY PHASE II
Legal Phase	2
Legal Block	E
Legal Lot Number	22,23
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2073
Census Tract	970102

Owner

Source: Franklin County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CLEAREDGE LENDING LLC
Mar 17, 2022	Warranty Deed, Transfer
Aug 17, 2017	Trustee's Deed, Transfer · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	2023682
Deed Book / Page	1356 / 260
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 23, 2026
Property Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0000002808
Book / Page	1447 / 467
Instrument Date	May 22, 2026
Instrument	20262808
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 13, 2023
Property Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019000682
Book / Page	1356 / 260
Map Reference	MB 8 PG 23-29
Instrument Date	Feb 9, 2023
Instrument	202319000682
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2026
Title Company	LOWE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 SHADEVILLE RD, CRAWFORDVILLE, FL 32327-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031

Mortgage

Document Number	0000000262
Date	Feb 13, 2023
Instrument	1356/262

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 17, 2022
Property Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019001612
Book / Page	1329 / 689
Map Reference	MB 8 PG 23-29
Instrument Date	Mar 16, 2022
Instrument	202219001612
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 LAUGHING GULL LN, CARRABELLE, FL 32322-8004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SHADEVILLE RD, CRAWFORDVILLE, FL 32327-2315
Investor	Possibly a Property Investor

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 17, 2017
Property Address	352 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019004314
Book / Page	001200 / 000231
Instrument Date	Aug 14, 2017
Instrument	19004314
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	DODD TITLE COMPANY INC, DODD TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 CHARLOTTE PL CARY IL 600132707, CARY, IL 60013-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	19004315
Date	Aug 17, 2017
Book Page	001200/000245
Instrument	19004315

Lender

Name	CENTENNIAL BK
Type	Bank
Address	22 AVENUE E, APALACHICOLA, FL 32320-1761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,309.00 (-2.13%) Homeowner's exemption	$391,153 (-0.88%) Land $51,637 Building $339,516	$391,153 (-0.88%) Land $51,637 Building $339,516
2024	$3,381.00 (-10.46%) Homeowner's exemption	$394,618 (+1.94%) Land $51,637 Building $342,981	$394,618 (+1.94%) Land $51,637 Building $342,981
2023	$3,776.00 (+1,866.67%)	$387,117 (+1,448.47%) Land $50,000 Building $337,117	$387,117 (+1,448.47%) Land $50,000 Building $337,117
2022	$192.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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