350 Royal Tern Ct, Carrabelle, FL 32322 Property Records

Franklin County property record for 350 Royal Tern Ct, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,696 sqft · built 2010
Lot Size	0.275 acres (11,977 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Feb 2022)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-07S-03W-1001-000E-0210`

Property Details

APN / Parcel Number

Primary APN	`05-07S-03W-1001-000E-0210`
Alternative APN	`03W07S051001000E0210`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,696 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	3,696 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,977 sqft (0.275 acres)
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	876 sqft
Porch	Finished Screened Porch
Porch Area	876 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	350 ROYAL TERN CT
City	CARRABELLE
State	FL
Zip	32322-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JAMES BAY PHASE II PB 8/23 BLOCK E LOT 21 ORB/896/548 995/628 1007/519 1245/566 1326/596
Legal Range	03W
Legal Township	07S
Legal Section	05
Legal Subdivision	ST JAMES BAY PHASE II
Legal Phase	2
Legal Block	E
Legal Lot Number	21
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2073
Census Tract	970102

Owner

350 Royal Tern Ct is owned and occupied by two individuals who bought it in February 2022.

Source: Franklin County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	350 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2019	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	2022937
Deed Book / Page	1326 / 596
Prior Transfer Date	Aug 21, 2009
Prior Transfer Doc	0019004915
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 16, 2022
Property Address	350 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019000937
Book / Page	1326 / 596
Map Reference	MB 8 PG 23
Instrument Date	Feb 4, 2022
Instrument	202219000937
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 E JACKSON ST, THOMASVILLE, GA 31792-4749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	350 ROYAL TERN CT, CARRABELLE, FL 32322-8031

Mortgage

Document Number	0000000598
Date	Feb 16, 2022
Instrument	1326/598

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jul 15, 2019
Property Address	350 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019003193
Book / Page	1245 / 566
Map Reference	MB 8 PG 23
Instrument Date	Jul 11, 2019
Instrument	201919003193
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 E JACKSON ST, 1302, THOMASVILLE, GA 31792-4749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E JACKSON ST, THOMASVILLE, GA 31792-4749

Tax Assessment & Valuation

The 2025 property tax bill for 350 Royal Tern Ct was $5,296, up 3.5% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (+3.5%)	$588,286 (-1.06%) Land $38,250 Building $550,036	$588,286 (-1.06%) Land $38,250 Building $550,036
2024	$5,117.00 (+14.5%)	$594,567 (+31.11%) Land $38,250 Building $556,317	$594,567 (+31.11%) Land $38,250 Building $556,317
2023	$4,469.00 (-1.52%)	$453,491 (-1.79%) Land $25,000 Building $428,491	$453,491 (-1.79%) Land $25,000 Building $428,491
2022	$4,538.00	$461,753 Land $25,000 Building $436,753	$461,753 Land $25,000 Building $436,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 350 Royal Tern Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 350 Royal Tern Ct is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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