332 Royal Tern Ct, Carrabelle, FL 32322 Property Records

Franklin County property record for 332 Royal Tern Ct, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,172 sqft · built 2023
Lot Size	0.256 acres (11,159 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Jun 2026)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-07S-03W-1001-000E-0150`

Property Details

APN / Parcel Number

Primary APN	`05-07S-03W-1001-000E-0150`
Alternative APN	`03W07S051001000E0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,172 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	2,172 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,159 sqft (0.256 acres)
Garage Area	440 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	332 ROYAL TERN CT
City	CARRABELLE
State	FL
Zip	32322-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JAMES BAY PHASE II PB 8/23 BLOCK E LOT 15 OR 1200/231 1329/681 1366/563
Legal Range	03W
Legal Township	07S
Legal Section	05
Legal Subdivision	ST JAMES BAY PHASE II
Legal Phase	2
Legal Block	E
Legal Lot Number	15
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2073
Census Tract	970102

Owner

332 Royal Tern Ct is owned and occupied by an individual who bought it in June 2026.

Source: Franklin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1810 MARSTON PL, TALLAHASSEE, FL 32308-0926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 16, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME MERIDIAN BANK
Mar 17, 2022	Warranty Deed, Transfer
Aug 17, 2017	Trustee's Deed, Transfer · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	20262623
Deed Book / Page	1446 / 652
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 9, 2026
Property Address	332 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0000002623
Book / Page	1446 / 652
Instrument Date	Jun 5, 2026
Instrument	20262623
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$323,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 MARSTON PL, TALLAHASSEE, FL 32308-0926

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 16, 2023
Property Address	332 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019003076
Book / Page	1366 / 563
Map Reference	MB 8 PG 23-29
Instrument Date	Jun 6, 2023
Instrument	202319003076
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 SHADEVILLE RD, CRAWFORDVILLE, FL 32327-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 ROYAL TERN CT, CARRABELLE, FL 32322-8031

Mortgage

Document Number	0000000564
Date	Jun 16, 2023
Instrument	1366/564

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0019003333
Date	Jun 29, 2023
Book Page	1367/676
Instrument	202319003333

Lender

Name	PRIME MERIDIAN BANK
Type	Bank
Address	TALLAHASSEE, FL 32312

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 17, 2022
Property Address	332 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019001608
Book / Page	1329 / 681
Map Reference	MB 8 PG 23-29
Instrument Date	Mar 16, 2022
Instrument	202219001608
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 LAUGHING GULL LN, CARRABELLE, FL 32322-8004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 SHADEVILLE RD, CRAWFORDVILLE, FL 32327-2315

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 17, 2017
Property Address	332 ROYAL TERN CT, CARRABELLE, FL 32322-8031
Document Number	0019004314
Book / Page	001200 / 000231
Instrument Date	Aug 14, 2017
Instrument	19004314
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	DODD TITLE COMPANY INC, DODD TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$4,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 CHARLOTTE PL CARY IL 600132707, CARY, IL 60013-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	19004315
Date	Aug 17, 2017
Book Page	001200/000245
Instrument	19004315

Lender

Name	CENTENNIAL BK
Type	Bank
Address	22 AVENUE E, APALACHICOLA, FL 32320-1761

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 332 Royal Tern Ct was $3,634 with a homeowner's exemption, up 2% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00 (+1.96%) Homeowner's exemption	$426,208 (+2.9%)	$435,161 (-0.93%) Land $38,250 Building $396,911
2024	$3,564.00 (+1,308.7%) Homeowner's exemption	$414,196 (+1,556.78%)	$439,225 (+1,656.9%) Land $38,250 Building $400,975
2023	$253.00 (+31.77%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2022	$192.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 332 Royal Tern Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Royal Tern Ct is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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