Suffolk County and Southampton Town property record for 352 Division St, Sag Harbor, NY 11963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,174 sqft · built 2007 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,350,000 (Jun 2022) |
| Tax Bill | $2,367 (2024) |
| Deeds & Mortgages | Aug 2023 Refinance Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-007.00-03.00-023.002 |
| Primary APN | 0903-007.00-03.00-023.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,174 sqft Living Area |
| 1st Floor Area | 2,174 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Below Average |
| Porch | Porch |
| Porch Area | 268 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 352 DIVISION ST |
|---|---|
| City | SAG HARBOR |
| State | NY |
| Zip | 11963-3561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | 1987 EQ + 1200 |
| Legal Subdivision | SAG HARBOR ACRES |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 190708 |
Source: Suffolk County and Southampton Town records · APN 0903-007.00-03.00-023.002
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 17, 2022 | Deed, Transfer · Stand-Alone Refinance TD BANK NA |
| Jan 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Feb 27, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Deed Book / Page | 13161 / 43 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235240586 |
|---|---|
| Date | Aug 01, 2023 |
| Book Page | 23524/586 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234290214 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 23429/214 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 17, 2022 |
| Property Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Document Number | 0131610043 |
| Book / Page | 13161 / 43 |
| Instrument Date | Jan 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Document Number | 0234290213 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 23429/213 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229950639 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 22995/639 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Document Number | 0227920810 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 352 DIVISION ST SAG HARBOR NY 119633561, SAG HARBOR, NY 11963-3561 |
| Document Number | 0227920810 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 022792/000810 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 26, 2032 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 27, 2017 |
| Property Address | 352 DIVISION ST, SAG HARBOR, NY 11963-3561 |
| Document Number | 0227920811 |
| Book / Page | 022792 / 000811 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 352 DIVISION ST SAG HARBOR NY 119633561, SAG HARBOR, NY 11963-3561 |
| Document Number | 227920811 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 022792/000811 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 26, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Sag Harbor Village |
| Unified School District | Sag Harbor Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $852,100 (-) Land $574,000 Building $278,100 | $1,352,540 (-) Land $911,111 Building $441,429 | |
| 2024 | $2,367.00 (-44.61%) | $1,352,540 (+10.32%) Land $911,111 Building $441,429 | |
| 2023 | $852,100 Land $574,000 Building $278,100 | $1,226,043 Land $825,899 Building $400,144 | |
| 2020 | $4,273.00 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031907082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 86 (1978–2024) |
| Claims Outside the SFHA | 14 of 86 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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