344 Division St, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 344 Division St, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1991
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on File
Tax Bill	$1,982 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0903-007.00-03.00-022.000`

Property Details

APN / Parcel Number

Primary APN	`0903-007.00-03.00-022.000`
Alternative APNs	`473609 007.000-0003-022.000` `360900700000030220000000` `473600101050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Below Average
Porch	Porch
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	344 DIVISION ST
City	SAG HARBOR
State	NY
Zip	11963-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLA
Legal Description	BLK LOT 31
Legal Subdivision	SAG HARBOR ACRES
Legal Block	3
Legal Lot Number	22
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	2
Census Block	2027
Census Tract	190708

Owner

Source: Suffolk County and Southampton Town assessment roll, APN 0903-007.00-03.00-022.000, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	344 DIVISION ST, SAG HARBOR, NY 11963-3561
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 20, 2024
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	344 DIVISION ST, SAG HARBOR, NY 11963-3561
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234780655
Date	Jan 31, 2023
Book Page	23478/655

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Sag Harbor Village
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$713,600 (-) Land $545,800 Building $167,800	$1,132,698 (-) Land $866,349 Building $266,349
2024	$1,982.00 (-78.08%)		$1,132,698 (+10.32%) Land $866,349 Building $266,349
2023		$713,600 Land $545,800 Building $167,800	$1,026,763 Land $785,324 Building $241,439
2020	$9,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031907082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	86 (1978–2024)
Claims Outside the SFHA	14 of 86
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 25 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims Coastal Storms & Flooding, Mar 1984 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 305 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.