358 Division St, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 358 Division St, Sag Harbor, NY 11963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1993
Lot Size0.4 acres (17,424 sqft)
OwnerCompany on Record
Last Sale$900,000 (Nov 2022)
Tax Bill$2,093 (2024)
Deeds & MortgagesNov 2022 Sale
Dec 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN0903-007.00-03.00-025.000

Property Details

APN / Parcel Number

Primary APN0903-007.00-03.00-025.000
Alternative APNs
  • 473609 007.000-0003-025.000
  • 360900700000030250000000
  • 473600101090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1994
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area17,424 sqft (0.4 acres)
View / LotBelow Average
PorchPorch
Porch Area384 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address358 DIVISION ST
CitySAG HARBOR
StateNY
Zip11963-3561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLA
Legal Description1987 LD EQ + 1000
Legal SubdivisionSAG HARBOR ACRES
Legal Block3
Legal Lot Number25
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group2
Census Block2027
Census Tract190708

Owner

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address11567 COUNTY HIGHWAY 110, UPPER SANDUSKY, OH 43351-9682
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed, Transfer
Dec 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SUFFOLK FCU
Jul 24, 2020Deed of Trust, Mortgage · ARM
AMERICAN ADVISORS GROUP
Jun 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Deed Book / Page13178 / 893
Record UpdatedSep 20, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateNov 22, 2022
Property Address358 DIVISION ST, SAG HARBOR, NY 11963-3561
Document Number0131780893
Book / Page13178 / 893
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedJan 2, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11567 COUNTY HIGHWAY 110, UPPER SANDUSKY, OH 43351-9682

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address358 DIVISION ST, SAG HARBOR, NY 11963-3561
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230900607
DateDec 20, 2019
Book Page23090/607
InstrumentDK033547
Lender
NameSUFFOLK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address358 DIVISION ST, SAG HARBOR, NY 11963-3561
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231560230
DateJul 24, 2020
Book Page23156/230
InstrumentDL017081
Lender
NameAMERICAN ADVISORS GROUP
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address358 DIVISION ST, SAG HARBOR, NY 11963-3561
Document Number0231560231
Instrument DateJun 6, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address358 DIVISION ST SAG HARBOR NY 119633561, SAG HARBOR, NY 11963-3561

Mortgage

Document Number0231560231
DateJul 24, 2020
Book Page023156/000231
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term912 Months
DueJul 23, 2096
Interest
Rate TypeAdjustable Rate
Rate3.56%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalitySag Harbor Village
Unified School DistrictSag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$753,700 (-) Land $574,000 Building $179,700$1,196,349 (-) Land $911,111 Building $285,238
2024$2,093.00 (+2.3%)$1,196,349 (+10.32%) Land $911,111 Building $285,238
2023$753,700 (-) Land $574,000 Building $179,700$1,084,460 (+13.67%) Land $825,899 Building $258,561
2022$2,046.00 (-75.43%) Homeowner's exemption Veteran's exemption$753,700 Land $574,000 Building $179,700$954,050 Land $726,582 Building $227,468
2020$8,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims86 (1978–2024)
Claims Outside the SFHA14 of 86
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims
  • Coastal Storms & Flooding, Mar 1984 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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