352 Cass Rd, Saranac, NY 12981 Property Records

Clinton County and Black Brook Town property record for 352 Cass Rd, Saranac, NY 12981

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,400 sqft · built 2006
Lot Size	11.2 acres (488,743 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,007 (2026)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092600 272.-1-18.2`

Property Details

APN / Parcel Number

Primary APN	`092600 272.-1-18.2`
Alternative APN	`260027200000010180020000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	488,743 sqft (11.2 acres)
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Shed	1 Shed
Canopy	560 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	352 CASS RD
City	SARANAC
State	NY
Zip	12981-2642
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	18.002
Jurisdiction	CLINTON NY
Township / Civil Division	BLACK BROOK
Census Block Group	5
Census Block	5014
Census Tract	103800

Owner

Source: Clinton County and Black Brook Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	352 CASS RD, SARANAC, NY 12981-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2019
Transfer Doc	0000299787
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 8, 2019
Property Address	352 CASS RD, SARANAC, NY 12981-2642
Document Number	0000299787
Instrument Date	Feb 26, 2019
Instrument	299787
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	TITLE RSRC GROUP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	352 CASS RD SARANAC NY 129812642, SARANAC, NY 12981-2642

Mortgage

Document Number	299788
Date	Mar 8, 2019
Instrument	299788

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Mar 7, 2029

Tax Assessment & Valuation

Source: Clinton County and Black Brook Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Black Brook Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,007.00 (+252.61%) Homeowner's exemption
2025	$1,420.00	$200,900 (-) Land $35,100 Building $165,800	$200,900 (-) Land $35,100 Building $165,800
2023		$200,900 Land $35,100 Building $165,800	$200,900 Land $35,100 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cass Rd

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