352 Baywinds Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 352 Baywinds Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 1996
Lot Size	0.492 acres (21,422 sqft)
Owner	Individual Name on Record
Last Sale	$281,000 (Jun 2000)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4313-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4313-5`
Alternative APNs	`00-2S-22-018D-0000-0160` `22S200018D00000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,233 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	2,233 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	21,422 sqft (0.492 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	352 BAYWINDS DR
City	DESTIN
State	FL
Zip	32541-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYWINDS GOLF EST PH III LOT 16
Legal Subdivision	BAYWINDS GOLF EST
Legal Phase	3
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	352 BAYWINDS DR, DESTIN, FL 32541-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2000 · Amount on Record
Deed Sale	Jun 13, 2000 · Amount on Record
Deed Document Number	20001776015
Deed Book / Page	2253 / 3619
Last Transfer Date	Aug 5, 2011
Transfer Doc	0029991238
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Nov 9, 2023
Property Address	352 BAYWINDS DR, DESTIN, FL 32541-3732
Document Number	0033072179
Book / Page	3307 / 2179
Map Reference	MB 14 PG 10
Instrument Date	Oct 12, 2023
Instrument	20230040633
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 BAYWINDS DR, DESTIN, FL 32541-3732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	352 BAYWINDS DR, DESTIN, FL 32541-3732

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (+5.91%) Homeowner's exemption Senior Citizen's exemption	$326,839 (+5.99%)	$588,342 (-5.36%) Land $163,225 Building $425,117
2023	$2,691.00 (+2.51%) Homeowner's exemption Additional exemption filed	$308,377 (+3%)	$621,690 (+9.54%) Land $148,103 Building $473,587
2022	$2,625.00 Homeowner's exemption Additional exemption filed	$299,395	$567,545 Land $134,639 Building $432,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1996) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20