313 Baywinds Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 313 Baywinds Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,149 sqft · built 1997
Lot Size	0.356 acres (15,511 sqft)
Owner	2 Individual Names on File
Last Sale	$643,000 (Jul 2021)
Tax Bill	$6,219 (2025)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4298-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4298-8`
Alternative APNs	`00-2S-22-018D-0000-0020` `22S200018D00000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,149 sqft Living Area
Gross Area	2,901 sqft
1st Floor Area	2,149 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	15,511 sqft (0.356 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 BAYWINDS DR
City	DESTIN
State	FL
Zip	32541-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYWINDS GOLF EST PH III LOT 2
Legal Subdivision	BAYWINDS GOLF EST
Legal Phase	3
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

313 Baywinds Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 BAYWINDS DR, DESTIN, FL 32541-3763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Sep 24, 2003 · Amount on File
Deed Document Number	20213469031
Deed Book / Page	3558 / 625
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2021
Property Address	313 BAYWINDS DR, DESTIN, FL 32541-3763
Document Number	0035580625
Book / Page	3558 / 625
Map Reference	MB 14 PG 10
Instrument Date	Jun 30, 2021
Instrument	3469031
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,501.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1548 GLENLAKE CIR, 1548, NICEVILLE, FL 32578-3825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33917 DONNA AVE, NORTH RIDGEVILLE, OH 44039-4481

Tax Assessment & Valuation

The 2025 property tax bill for 313 Baywinds Dr was $6,219.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,219.00	$591,448 Land $146,903 Building $444,545	$591,448 Land $146,903 Building $444,545
2023	$6,706.00 (+15.66%)	$630,853 (+16.79%) Land $133,293 Building $497,560	$630,853 (+16.79%) Land $133,293 Building $497,560
2022	$5,798.00	$540,139 Land $121,175 Building $418,964	$540,139 Land $121,175 Building $418,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Baywinds Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1997) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Baywinds Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20