Okaloosa County property record for 276 Baywinds Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,342 sqft · built 2001 |
| Lot Size | 0.364 acres (15,851 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $730,000 (May 2025) |
| Tax Bill | $6,625 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4318-4 |
| Primary APN | C56-000-589-4318-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 3,688 sqft |
| 1st Floor Area | 2,342 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 15,851 sqft (0.364 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Porch | Florida Room |
| Porch Area | 395 sqft |
| Patio Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 276 BAYWINDS DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWINDS GOLF EST PH III LOT 21 |
| Legal Subdivision | BAYWINDS GOLF EST |
| Legal Phase | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
276 Baywinds Dr is owner-occupied and held in a trust since May 2025.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 276 BAYWINDS DR, DESTIN, FL 32541-3751 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 27, 2018 | Trustee's Deed, Transfer Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Prior Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 20253751758 |
| Prior Transfer Date | Nov 19, 2004 |
| Prior Transfer Doc | 0025770057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 276 BAYWINDS DR, DESTIN, FL 32541-3751 |
| Document Number | 0035933468 |
| Book / Page | 3593 / 3468 |
| Map Reference | MB 14 PG 10 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 3513719 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,815.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 ADMIRAL CT, 414, DESTIN, FL 32541-5300 |
| Name | Verified Name |
|---|---|
| Address | 276 BAYWINDS DR, DESTIN, FL 32541-3751 |
| Document Number | 0035933470 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 3593/3470 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 27, 2018 |
| Property Address | 276 BAYWINDS DR, DESTIN, FL 32541-3751 |
| Document Number | 0033562771 |
| Book / Page | 003356 / 002771 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 3216224 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,341.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 CAMBRIDGE CT ALPHARETTA GA 300054216, ALPHARETTA, GA 30005-4216 |
The 2025 property tax bill for 276 Baywinds Dr was $6,625.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,625.00 | $667,560 | $669,145 Land $146,903 Building $522,242 |
| 2023 | $6,300.00 (+2.87%) Homeowner's exemption | $629,850 (+3.67%) | $696,906 (+14.71%) Land $140,698 Building $556,208 |
| 2022 | $6,124.00 Homeowner's exemption | $607,556 Land $127,907 Building $479,649 | $607,556 Land $127,907 Building $479,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 276 Baywinds Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2001) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 276 Baywinds Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
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