3519 Smithfield Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3519 Smithfield Ln, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,258 sqft · built 1954
Lot Size0.169 acres (7,405 sqft)
OwnerOwner Name on File
Last Sale$77,300 (Jun 2012)
Tax Bill$2,910 (2025)
Deeds & MortgagesApr 2023 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN510-0091-0132-00

Property Details

APN / Parcel Number

Primary APN510-0091-0132-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area850 sqft
AtticAttic
Attic Area408 sqft
Basement Area850 sqft
Finished Basement280 sqft

Exterior

Year BuiltBuilt 1954
Architectural StyleConventional
Exterior MaterialBrick
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3519 SMITHFIELD LN
CityCINCINNATI
StateOH
Zip45239-3828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHFIELD LE 50 X 150 LOT 7 WHITE OAK MEADOW BLK B
Legal SubdivisionWHITE OAK MEADOW
Legal BlockB
Legal Lot Number7
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group6
Census Block6001
Census Tract20701

Owner

The current owner of 3519 Smithfield Ln bought it in June 2012.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing Address3519 SMITHFIELD LN, CINCINNATI, OH 45239-3828
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 25, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 5, 2017Loan Modification, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2012 · Amount on File
Deed SaleJun 6, 2012 · Amount on File
Prior SaleMay 18, 2011 · Amount on File
Deed Document Number12-070775
Deed Book / Page12035 / 00029
Prior Transfer DateMay 31, 2012
Prior Transfer Doc0000070775
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3519 SMITHFIELD LN, CINCINNATI, OH 45239-3828
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 SMITHFIELD LN, CINCINNATI, OH 45239-3828

Mortgage

Document Number0000024491
DateApr 12, 2023
Book Page14893/1218
Instrument2023-0024491
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term346 Months
DueFeb 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3519 SMITHFIELD LN, CINCINNATI, OH 45239-3828
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 SMITHFIELD LN, CINCINNATI, OH 45239-3828

Mortgage

Document Number0000020594
DateFeb 25, 2022
Book Page14612/497
Instrument2022-0020594
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address3519 SMITHFIELD LN, CINCINNATI, OH 45239-3828
Document Number0000070147
Book / Page013473 / 000660
Instrument DateJul 5, 2017
Transaction TypeMortgage
Record UpdatedNov 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 SMITHFIELD FREDERICA ST CINCINNATI KY 42301, CINCINNATI, KY 42301

Mortgage

Document Number0000070147
DateAug 3, 2017
Book Page013473/000660
Instrument70147
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3519 Smithfield Ln was $2,910, up 7.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,910.00 (+7.74%)$50,477 (-) Land $11,200 Building $39,277
2024$2,701.00 (-0.52%)$50,477 (-) Land $11,200 Building $39,277
2023$2,715.00 (+12.94%)$50,477 (+38.51%) Land $11,200 Building $39,277$144,220 Land $32,000 Building $112,220
2022$2,404.00 Homeowner's exemption$36,442 Land $11,067 Building $25,375
2020$104,120 Land $31,620 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3519 Smithfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3519 Smithfield Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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