Hamilton County property record for 3497 Smithfield Ln, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,258 sqft · built 1953 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0091-0128-00 |
| Primary APN | 510-0091-0128-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Attic | Attic |
| Attic Area | 408 sqft |
| Basement Area | 850 sqft |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3497 SMITHFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHFIELD LN 50 X 150 LOT 3 WHITE OAK MEADOW BLK B |
| Legal Subdivision | WHITE OAK MEADOW |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 20701 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3497 SMITHFIELD LN, CINCINNATI, OH 45239-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2003 |
| Deed Sale | Oct 15, 2003 |
| Deed Document Number | 19529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3497 SMITHFIELD LN, CINCINNATI, OH 45239-3826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3497 SMITHFIELD LN, CINCINNATI, OH 45239-3826 |
| Document Number | 0000010887 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 15602/1210 |
| Instrument | 2026-0010887 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,973.00 (+7.83%) | $51,513 (-) Land $11,200 Building $40,313 | |
| 2024 | $2,757.00 (-0.61%) | $51,513 (-) Land $11,200 Building $40,313 | |
| 2023 | $2,774.00 (+18.14%) | $51,513 (+44.96%) Land $11,200 Building $40,313 | $147,180 (+44.96%) Land $32,000 Building $115,180 |
| 2022 | $2,348.00 Homeowner's exemption | $35,536 Land $11,067 Building $24,469 | |
| 2020 | $101,530 Land $31,620 Building $69,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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