Hamilton County property record for 3524 Smithfield Ln, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,884 sqft · built 1954 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,723 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0091-0144-00 |
| Primary APN | 510-0091-0144-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 3,336 sqft |
| 1st Floor Area | 1,452 sqft |
| Attic | Attic |
| Attic Area | 432 sqft |
| Basement Area | 1,452 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3524 SMITHFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-3828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHFIELD LN 50 X 150 LOT 19 WHITE OAK MEADOW BLK B |
| Legal Subdivision | WHITE OAK MEADOW |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 20701 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3524 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 26, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 31, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 17, 2007 |
| Transfer Doc | 0000000603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3524 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3524 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Document Number | 0000103580 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 14489/2339 |
| Instrument | 2021-0103580 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3524 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000103410 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 14489/1438 |
| Instrument | 2021-0103410 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3524 SMITHFIELD LN, CINCINNATI, OH 45239-3828 |
| Document Number | 0000009867 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3524 SMITHFIELD LN CINCINNATI OH 452393828, CINCINNATI, OH 45239-3828 |
| Document Number | 0000009867 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 014093/001038 |
| Instrument | 9867 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,723.00 (+7.85%) | $64,572 (-) Land $11,200 Building $53,372 | $184,490 (-) Land $32,000 Building $152,490 |
| 2024 | $3,452.00 (-0.6%) | $64,572 (-) Land $11,200 Building $53,372 | |
| 2023 | $3,473.00 (+21.09%) | $64,572 (+48.58%) Land $11,200 Building $53,372 | $184,490 (+48.58%) Land $32,000 Building $152,490 |
| 2022 | $2,868.00 Homeowner's exemption | $43,460 Land $11,067 Building $32,393 | |
| 2020 | $124,170 Land $31,620 Building $92,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures