3515 Clayton Rd, #A, Joppa, MD 21085 Property Records

Harford County property record for 3515 Clayton Rd, #A, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,056 sqft · built 1987
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$2,831 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-230794

Property Details

APN / Parcel Number

Primary APN01-230794
Alternative APNs
  • 1230794
  • 230794

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Total Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
PorchSlab
Porch Area528 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number230794
Street Address3515 CLAYTON RD, A
CityJOPPA
StateMD
Zip21085-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 4 2 ACRES 3515-A CLAYTON ROAD LD P SALMONS P 67/64
Legal SubdivisionLAND OF PEARL & ALLENE SALMONS JR
Legal Lot Number4
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2015
Census Tract301201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3515 CLAYTON RD, A, JOPPA, MD 21085-2801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2001
Deed SaleOct 11, 2001
Deed Document Number2001929
Deed Book / Page3694 / 257
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3515 CLAYTON RD # A, A, JOPPA, MD 21085-2801
Document Number0122190049
Book / Page012219 / 000049
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 24, 2017
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3515 CLAYTON RD #A JOPPA MD 210852801, A, JOPPA, MD 21085-2801

Mortgage

Document Number0122190049
DateFeb 7, 2017
Book Page012219/000049
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1044 Months
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,831.00 (+9.94%)$254,300 (+4.85%) Land $110,000 Building $144,300$254,300 (-) Land $110,000 Building $144,300
2025$2,575.00 (+7.02%)$242,533 (+10.75%)$254,300 (+16.12%) Land $110,000 Building $144,300
2023$219,000 Land $110,000 Building $109,000$219,000 Land $110,000 Building $109,000
2022$2,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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