3519 Cardinal Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 3519 Cardinal Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,042 sqft · built 1961
Lot Size	0.137 acres (5,978 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2014)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-315-008`

Property Details

APN / Parcel Number

Primary APN	`110-315-008`
Alternative APN	`110-315-008-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	5,978 sqft (0.137 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3519 CARDINAL DR
City	CONCORD
State	CA
Zip	94520-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2863 LOT 63
Legal Subdivision	2863 GOLDEN OAKS
Legal Tract	2863
Legal Lot Number	63
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	329000

Owner

Source: Contra Costa County records · APN 110-315-008

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3519 CARDINAL DR, CONCORD, CA 94520-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2014 · Amount on Record
Deed Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	2014145813
Last Transfer Date	May 06, 2016
Transfer Doc	0000091581
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3519 CARDINAL DR, CONCORD, CA 94520-1501
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 CARDINAL DR, CONCORD, CA 94520-1501

Mortgage

Document Number	0000208111
Date	Jul 23, 2021
Instrument	2021-208111

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$471,953 (+2%) Land $281,948 Building $190,005
2025	$5,974.00 (+4.94%) Homeowner's exemption	$462,700 (+4.04%) Land $276,420 Building $186,280
2023	$5,693.00 (+1.55%) Homeowner's exemption	$444,735 Land $265,687 Building $179,048
2022	$5,606.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 762 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.