3506 Cardinal Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 3506 Cardinal Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,325 sqft · built 1961
Lot Size	0.158 acres (6,890 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (Apr 2024)
Tax Bill	$10,354 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-316-008-9`

Property Details

APN / Parcel Number

Primary APN	`110-316-008-9`
Alternative APN	`110-316-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Lot Area	6,890 sqft (0.158 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3506 CARDINAL DR
City	CONCORD
State	CA
Zip	94520-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2863 LOT 67
Legal Subdivision	SUBDIVISION 2863
Legal Tract	2863
Legal Lot Number	67
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	329000

Owner

3506 Cardinal Dr is owned by an individual who bought it in April 2024.

Source: Contra Costa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2437 HILL VIEW LN, PINOLE, CA 94564-2820
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 11, 2024	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jan 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
Nov 21, 2023	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Nov 21, 2023 · Amount on File
Deed Document Number	202433647
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 11, 2024
Property Address	3506 CARDINAL DR, CONCORD, CA 94520-1502
Document Number	0000033646
Map Reference	MB 79 PG 43
Instrument Date	Apr 1, 2024
Instrument	2024-033646
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 CARDINAL DR, CONCORD, CA 94520-1502

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 11, 2024
Property Address	3506 CARDINAL DR, CONCORD, CA 94520-1502
Document Number	0000033647
Map Reference	MB 79 PG 43
Instrument Date	Mar 7, 2024
Instrument	2024-033647
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 CARDINAL DR, CONCORD, CA 94520-1502

Mortgage

Document Number	0000033648
Date	Apr 11, 2024
Instrument	2024-033648

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3506 CARDINAL DR, CONCORD, CA 94520-1502
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD 100, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000000873
Date	Jan 4, 2024
Instrument	2024-000873

Lender

Name	BANK OF THE WEST
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2023
Property Address	3506 CARDINAL DR, CONCORD, CA 94520-1502
Document Number	0000124933
Map Reference	MB 79 PG 43
Instrument Date	Nov 17, 2023
Instrument	2023-124933
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3506 Cardinal Dr was $10,354.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$863,532 (+2%) Land $499,392 Building $364,140
2025	$10,354.00	$846,600 Land $489,600 Building $357,000
2023	$5,144.00 (-36.69%) Homeowner's exemption	$114,521 Land $28,484 Building $86,037
2022	$8,125.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3506 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3506 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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