3563 Cardinal Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 3563 Cardinal Dr, Concord, CA 94520 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1962
Lot Size	0.137 acres (5,978 sqft)
Owner	2 Company Names on File
Last Sale	$690,000 (Jul 2021)
Tax Bill	$9,093 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-372-012-2`

Property Details

APN / Parcel Number

Primary APN	`110-372-012-2`
Alternative APN	`110-372-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,978 sqft (0.137 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3563 CARDINAL DR
City	CONCORD
State	CA
Zip	94520-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3054 LOT 98 EX POR MR
Legal Subdivision	GOLDEN OAKS SUB 3054
Legal Tract	3054
Legal Lot Number	98
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	329000

Owner

Source: Contra Costa County records · APN 110-372-012-2

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3563 CARDINAL DR, CONCORD, CA 94520-1501
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jul 13, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Mar 10, 2010 · Amount on Record
Deed Document Number	2021197193
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000186735
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3563 CARDINAL DR, CONCORD, CA 94520-1501
Transaction Type	Mortgage
Record Updated	May 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 CARDINAL DR, CONCORD, CA 94520-1501

Mortgage

Document Number	0000040067
Date	Apr 30, 2024
Instrument	2024-040067

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 13, 2021
Property Address	3563 CARDINAL DR, CONCORD, CA 94520-1501
Document Number	0000197193
Map Reference	MB 86 PG 38
Instrument Date	Jul 08, 2021
Instrument	2021-197193
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3563 CARDINAL DR, CONCORD, CA 94520-1501

Mortgage

Document Number	0000197194
Date	Jul 13, 2021
Instrument	2021-197194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 28, 2020
Property Address	3563 CARDINAL DR, CONCORD, CA 94520-1501
Document Number	0000186735
Map Reference	MB 86 PG 38
Instrument Date	Aug 24, 2020
Instrument	2020-186735
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 CARDINAL DR, CONCORD, CA 94520-1501

Mortgage

Document Number	0000186736
Date	Aug 28, 2020
Instrument	2020-186736

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$746,875 (+2%) Land $487,093 Building $259,782
2025	$9,093.00 (+4.48%)	$732,232 (+4.04%) Land $477,543 Building $254,689
2023	$8,703.00 (+1.29%)	$703,800 Land $459,000 Building $244,800
2022	$8,592.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133290001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 762 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Sonic Telecom	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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