3518 Ridge Rd, Durham, NC 27705 Property Records

Durham County property record for 3518 Ridge Rd, Durham, NC 27705

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,744 sqft · built 1990
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300 (May 2022)
Tax Bill	$7,096 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0801-80-4861`

Property Details

APN / Parcel Number

Primary APN	`0801-80-4861`
Alternative APNs	`0801-80-48-6100` `080104803874` `138809`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,744 sqft Heated Area
1st Floor Area	2,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	650 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3518 RIDGE RD
City	DURHAM
State	NC
Zip	27705-5540
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS-20
Legal Description	PROP-GOODWIN LEONARD ELAI NE K PL:000000-000000
Legal Subdivision	WA RUSCIANO
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2033
Census Tract	2030

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3518 RIDGE RD, DURHAM, NC 27705-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Dec 3, 2003 · Amount on Record
Deed Document Number	202220044
Deed Book / Page	9692 / 867
Prior Transfer Date	Feb 18, 2004
Prior Transfer Doc	0042960628
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 12, 2022
Property Address	3518 RIDGE RD, DURHAM, NC 27705-5540
Document Number	0096920867
Book / Page	9692 / 867
Instrument Date	Apr 28, 2022
Instrument	2022020044
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 RIDGE RD, 3518, DURHAM, NC 27705-5540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 RIDGE RD, DURHAM, NC 27705-5540

Mortgage

Document Number	2022020045
Date	May 12, 2022
Instrument	2022020045

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,096.00 (-2.22%)	$715,850 (+29.2%) Land $236,400 Building $479,450	$715,850 (+29.2%) Land $236,400 Building $479,450
2023	$7,257.00 (+2.34%)	$554,052 Land $95,580 Building $458,472	$554,052 Land $95,580 Building $458,472
2022	$7,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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