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3514 Ridge Rd, Durham, NC 27705 Property Records

Durham County property record for 3514 Ridge Rd, Durham, NC 27705 · Last verified June 2026

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 3,690 sqft · built 1980
Lot Size1.57 acres (68,389 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Apr 2025)
Tax Bill$6,327 (2025)
Deeds & MortgagesJan 2026 Construction Loan
Apr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0801-80-6845

Property Details

APN / Parcel Number

Primary APN0801-80-6845
Alternative APNs
  • 0801-80-68-4517
  • 080104806835
  • 138808

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,690 sqft Heated Area
1st Floor Area2,306 sqft
Basement Area1,106 sqft
Unfinished Basement1,106 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area68,389 sqft (1.57 acres)
Patio Area810 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address3514 RIDGE RD
CityDURHAM
StateNC
Zip27705-5540
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPROP-HALL JON ROGER/LT#02 PL:000000-000000
Legal SubdivisionJON ROGER HALL & WIFE EDNA JEA
Legal Lot Number2
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group2
Census Block2033
Census Tract2030

Owner

Source: Durham County records · APN 0801-80-6845

Assessment roll updated September 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3514 RIDGE RD, DURHAM, NC 27705-5540
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK NA
Apr 23, 2025Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Deed Document Number2025130889
Deed Book / Page10292 / 412
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address3514 RIDGE RD, DURHAM, NC 27705-5540
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 ALMAN DR, DURHAM, NC 27705-3249

Mortgage

Document Number0104640598
DateJan 16, 2026
Book Page10464/598
Instrument2026161029
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateFeb 01, 2036
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Max Rate11.3%

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateApr 23, 2025
Property Address3514 RIDGE RD, DURHAM, NC 27705-5540
Document Number0102920412
Book / Page10292 / 412
Map ReferenceMB 113 PG 13
Instrument DateApr 21, 2025
Instrument2025130889
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4125 STAGWOOD DR, RALEIGH, NC 27613-4217

Transferred To (Grantee/Buyer)

NameVerified Name
Address3514 RIDGE RD, DURHAM, NC 27705-5540

Mortgage

Document Number2025130890
DateApr 23, 2025
Instrument2025130890
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
IndexSOFR Average 30-Day
Max Rate11%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,327.00 (+0.99%)$638,341 (+33.46%) Land $237,042 Building $401,299$638,341 (+33.46%) Land $237,042 Building $401,299
2023$6,265.00 (+2.35%)$478,317 Land $81,353 Building $396,964$478,317 Land $81,353 Building $396,964
2022$6,121.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630020302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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