3424 Ridge Rd, Durham, NC 27705 Property Records

Durham County property record for 3424 Ridge Rd, Durham, NC 27705

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,103 sqft · built 1999
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$556,000 (Jun 2021)
Tax Bill	$6,332 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0801-81-4138`

Property Details

APN / Parcel Number

Primary APN	`0801-81-4138`
Alternative APNs	`0801-81-41-3888` `080104814200` `138826`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,103 sqft Heated Area
1st Floor Area	2,103 sqft
Basement Area	2,103 sqft
Unfinished Basement	2,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3424 RIDGE RD
City	DURHAM
State	NC
Zip	27705-5538
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS-20
Legal Description	PROP-DEAN PHILIP A & DEAN LORRAINE S/LT:B REV PL:000163-000362
Legal Subdivision	WOODBURY FORST
Legal Lot Number	B
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2033
Census Tract	2030

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3424 RIDGE RD, DURHAM, NC 27705-5538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 21, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	202130043
Deed Book / Page	9362 / 380
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 15, 2021
Property Address	3424 RIDGE RD, DURHAM, NC 27705-5538
Document Number	0093620380
Book / Page	9362 / 380
Map Reference	MB 122 PG 183
Instrument Date	Jun 15, 2021
Instrument	2021030043
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 RIVERSIDE CHASE CIR, 310, GREER, SC 29650-2537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 RIDGE RD, DURHAM, NC 27705-5538

Mortgage

Document Number	2021030044
Date	Jun 15, 2021
Instrument	2021030044

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3424 RIDGE RD, DURHAM, NC 27705-5538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087320322
Date	Aug 21, 2019
Book Page	8732/322
Instrument	2019029871

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,332.00 (+2.53%)	$623,078 (-) Land $232,551 Building $390,527	$623,078 (-) Land $232,551 Building $390,527
2025	$6,176.00 (-0.15%)	$623,078 (+31.96%) Land $232,551 Building $390,527	$623,078 (+31.96%) Land $232,551 Building $390,527
2023	$6,185.00 (+2.35%)	$472,183 Land $95,020 Building $377,163	$472,183 Land $95,020 Building $377,163
2022	$6,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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