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3475 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3475 Ocean Blvd, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,330 sqft · built 1969
Lot Size0.064 acres (2,800 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Sep 1995)
Tax Bill$3,230 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN064-432-042

Property Details

APN / Parcel Number

Primary APN064-432-042

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Lot Area2,800 sqft (0.064 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3475 OCEAN BLVD
CityCAYUCOS
StateCA
Zip93430-1852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO STR 1 BL 13 LT 5
Legal SubdivisionMORRO STRAND
Legal Tract1
Legal Block13
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2021
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-432-042

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3475 OCEAN BLVD, CAYUCOS, CA 93430-1852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 1995 · Amount on Record
Deed SaleSep 26, 1995 · Amount on Record
Deed Document Number199543244
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3475 OCEAN BLVD, CAYUCOS, CA 93430-1852
Transaction TypeMortgage
Record UpdatedMar 09, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address167 E WILSON AVE, TULARE, CA 93274-8316

Mortgage

Document Number0000009079
DateFeb 28, 2022
Instrument2022009079
Lender
NameTULARE COUNTY FCU
TypeCredit Union
AddressTULARE, CA 93274
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$304,974 (+2%) Land $152,487 Building $152,487
2025$3,230.00 (+2.05%)$298,996 (+4.04%) Land $149,498 Building $149,498
2023$3,165.00 (+1.77%)$287,388 Land $143,694 Building $143,694
2022$3,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 35% of California
Wildfire LikelihoodAbout 1 in 680 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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