St. Charles County property record for 3515 Frontier Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,430 sqft · built 1970 |
| Lot Size | 0.347 acres (15,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Dec 2018) |
| Tax Bill | $3,232 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 511650A000 |
| Primary APN | 511650A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 3,014 sqft |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,120 sqft (0.347 acres) |
| Lot Dimensions | 168 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 511650A000 |
|---|---|
| Street Address | 3515 FRONTIER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WOODCLIFF EST #9 LOT 2 |
| Legal Subdivision | WOODCLIFF EST #9 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
3515 Frontier Dr is owned and occupied by two individuals who bought it in December 2018.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3515 FRONTIER DR, SAINT CHARLES, MO 63303-6635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Dec 20, 2018 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Prior Sale | Dec 27, 2002 · Amount on File |
| Deed Document Number | 2018710420 |
| Deed Book / Page | 7017 / 835 |
| Prior Transfer Date | Dec 20, 2002 |
| Prior Transfer Doc | 0000133442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3515 FRONTIER DR, SAINT CHARLES, MO 63303-6635 |
| Document Number | 0000073812 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | ENTERPRISE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3515 FRONTIER DR ST CHARLES MO 633036635, ST CHARLES, MO 63303-6635 |
| Document Number | 0000073812 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 73812 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 30, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 20, 2018 |
| Property Address | 3515 FRONTIER DR, SAINT CHARLES, MO 63303-6635 |
| Document Number | 0070170834 |
| Book / Page | 007017 / 000834 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 710420 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3515 FRONTIER DR ST CHARLES MO 633036635, ST CHARLES, MO 63303-6635 |
| Document Number | 70170837 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 007017/000837 |
| Instrument | 710430 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2048 |
The 2025 property tax bill for 3515 Frontier Dr was $3,232.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,755 (-) | $282,920 (-) Land $65,000 Building $217,920 | |
| 2025 | $3,232.00 | $53,755 | $282,920 Land $65,000 Building $217,920 |
| 2023 | $49,765 | ||
| 2022 | $261,923 Land $65,000 Building $196,923 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3515 Frontier Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3515 Frontier Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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