3515 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 3515 E 5th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details666 sqft · built 1945
Lot Size0.146 acres (6,360 sqft)
OwnerCompany Name on Record
Last Sale$15,000 (Aug 2016)
Tax Bill$572 (2025)
Flood ZoneZone X (minimal risk)
APN23531-000-000

Property Details

APN / Parcel Number

Primary APN23531-000-000

Interior

Total Rooms3 Rooms
Stories1 Story
Building Area666 sqft
1st Floor Area666 sqft

Exterior

Year BuiltBuilt 1945
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions80 ft deep x 80 ft wide
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant

Location & Zoning

Street Address3515 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSHOPES 1ST ADD PART OF LOTS 3 & 4 BLK A DESC AS: BEG AT THE SW COR OF
Legal Range14W
Legal Township04S
Legal Section11
Legal SubdivisionSHOPES 1ST
Legal BlockA
Legal Lot Number3,4 2
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2002
Census Tract1000

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 723597, ATLANTA, GA 31139-0597
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2016 · Amount on Record
Deed SaleAug 2, 2016 · Amount on Record
Deed Document Number2016042218
Deed Book / Page3819 / 1070
Last Transfer DateAug 3, 2016
Transfer Doc0038191070
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$572.00 (-0.87%)$36,110 (+0.04%) Land $5,120 Building $30,990$36,110 (+0.04%) Land $5,120 Building $30,990
2023$577.00 (+6.46%) Additional exemption filed$36,097 (-) Land $5,107 Building $30,990$36,097 (-) Land $5,107 Building $30,990
2022$542.00 Additional exemption filed$36,097 Land $5,107 Building $30,990$36,097 Land $5,107 Building $30,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA8 of 11
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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