Bay County property record for 3603 E 5th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,230 sqft · built 1962 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Aug 2014) |
| Tax Bill | $1,074 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23136-000-000 |
| Primary APN | 23136-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plywood |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 132 ft deep x 64 ft wide |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 564 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3603 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 4S 14W-130-118C1 BEG 25 N & 192 W OF SE COR OF NW1/4 OF NE1/4 TH W 64 N 132 E 64 S 132 TO POB ORB 1260 P 339 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1100 |
Source: Bay County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 827 E 15TH ST, PANAMA CITY, FL 32405-6101 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2014 · Amount on Record |
| Deed Sale | Aug 6, 2014 · Amount on Record |
| Prior Sale | May 1, 2014 · Amount on Record |
| Deed Document Number | 201442025 |
| Deed Book / Page | 3629 / 2156 |
| Last Transfer Date | Jan 6, 2026 |
| Transfer Doc | 0049900252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 6, 2026 |
| Property Address | 3603 E 5TH ST, PANAMA CITY, FL 32401-5517 |
| Document Number | 0049900252 |
| Book / Page | 4990 / 252 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 2026000765 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6707 YACHT CLUB DR, PANAMA CITY, FL 32404-9042 |
| Name | Verified Name |
|---|---|
| Address | 827 E 15TH ST, PANAMA CITY, FL 32405-6101 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 (-9.21%) | $67,758 (+14.3%) Land $18,432 Building $49,326 | $67,758 (+14.3%) Land $18,432 Building $49,326 |
| 2024 | $1,183.00 (+4.69%) | ||
| 2023 | $1,130.00 (+14.26%) | $59,279 (+10.16%) Land $12,288 Building $46,991 | $59,279 (+10.16%) Land $12,288 Building $46,991 |
| 2022 | $989.00 | $53,812 Land $11,059 Building $42,753 | $53,812 Land $11,059 Building $42,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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