3515 Carlton Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3515 Carlton Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 988 sqft · built 1957
Lot Size	0.406 acres (17,700 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2018)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-180-006`

Property Details

APN / Parcel Number

Primary APN	`8913-19-180-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	750 sqft
Unfinished Basement	988 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,700 sqft (0.406 acres)
Lot Dimensions	236 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3515 CARLTON DR
City	CEDAR FALLS
State	IA
Zip	50613-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWAY ADDITION LOT 27
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	HOMEWAY ADDITION
Legal Lot Number	27
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3023
Census Tract	2500

Owner

3515 Carlton Dr is owned by two individuals who bought it in December 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1916 20TH ST NW, WAVERLY, IA 50677-9210
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Balloon Mortgage UNIVERSITY OF IOWA CREDIT UNION
Jul 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA
Dec 13, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Deed Document Number	2018201900009191
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3515 CARLTON DR, CEDAR FALLS, IA 50613-5351
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900008562
Date	Dec 3, 2018
Instrument	201900008562

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jan 1, 2021

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3515 CARLTON DR, CEDAR FALLS, IA 50613-5351
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000000328
Date	Jul 3, 2019
Instrument	202000000328

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 13, 2018
Property Address	3515 CARLTON DR, CEDAR FALLS, IA 50613-5351
Document Number	201900009191
Instrument Date	Dec 12, 2018
Instrument	201900009191
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 CARLTON DR, CEDAR FALLS, IA 50613-5351

Mortgage

Document Number	201900009192
Date	Dec 13, 2018
Instrument	201900009192

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Carlton Dr was $3,374, down 4.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (-4.85%)	$224,830 Land $38,810 Building $186,020	$224,830 Land $38,810 Building $186,020
2024	$3,546.00
2023		$220,350 (+20.43%) Land $38,810 Building $181,540	$220,350 Land $38,810 Building $181,540
2022	$3,378.00	$182,970 Land $38,810 Building $144,160
2021			$182,970 Land $38,810 Building $144,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 Carlton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3515 Carlton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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