3429 Carlton Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3429 Carlton Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1956
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-19-180-004`

Property Details

APN / Parcel Number

Primary APN	`8913-19-180-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	848 sqft
Attic	Attic
Attic Area	212 sqft
Basement Area	848 sqft
Unfinished Basement	848 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	176 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3429 CARLTON DR
City	CEDAR FALLS
State	IA
Zip	50613-5349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWAY ADDITION LOT 29
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	HOMEWAY ADDITION
Legal Lot Number	29
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3023
Census Tract	2500

Owner

3429 Carlton Dr is owned and occupied by an individual.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3429 CARLTON DR, CEDAR FALLS, IA 50613-5349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
Jan 13, 2020	Executor's Deed, Transfer · ARM VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3429 CARLTON DR, CEDAR FALLS, IA 50613-5349
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000012385
Date	Jan 13, 2020
Instrument	20202000012385

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2030

January 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 13, 2020
Property Address	3429 CARLTON DR, CEDAR FALLS, IA 50613-5349
Document Number	20202000012383
Instrument Date	Jan 10, 2020
Instrument	20202000012383
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 CARLTON DR, CEDAR FALLS, IA 50613-5349

Mortgage

Document Number	20202000012384
Date	Jan 13, 2020
Instrument	20202000012384

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Feb 1, 2030
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 3429 Carlton Dr was $2,924, down 5.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (-5.43%)	$194,810 Land $36,110 Building $158,700	$194,810 Land $36,110 Building $158,700
2024	$3,092.00
2023		$192,140 (+21.56%) Land $36,110 Building $156,030	$192,140 Land $36,110 Building $156,030
2022	$2,918.00	$158,060 Land $36,110 Building $121,950
2021			$158,060 Land $36,110 Building $121,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3429 Carlton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3429 Carlton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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