3525 Carlton Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3525 Carlton Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1957
Lot Size	0.279 acres (12,150 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Oct 2008)
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2014 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-19-180-009`

Property Details

APN / Parcel Number

Primary APN	`8913-19-180-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	630 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,150 sqft (0.279 acres)
Lot Dimensions	90 ft deep x 135 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3525 CARLTON DR
City	CEDAR FALLS
State	IA
Zip	50613-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWAY ADDITION LOT 3
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	HOMEWAY ADDITION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3023
Census Tract	2500

Owner

3525 Carlton Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3525 CARLTON DR, CEDAR FALLS, IA 50613-5351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2008 · Amount on File
Deed Sale	Oct 20, 2008 · Amount on File
Deed Document Number	20082009008174
Prior Transfer Date	Oct 17, 2008
Prior Transfer Doc	2009008174
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3525 CARLTON DR, CEDAR FALLS, IA 50613-5351
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018091
Date	Apr 20, 2020
Instrument	202000018091

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3525 CARLTON DR, CEDAR FALLS, IA 50613-5351
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400019019
Date	Apr 28, 2014
Instrument	201400019019

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3525 Carlton Dr was $3,404 with a homeowner's exemption, down 5.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,404.00 (-5.6%) Homeowner's exemption	$237,700 Land $40,340 Building $197,360	$237,700 Land $40,340 Building $197,360
2024	$3,606.00
2023		$234,270 (+21.13%) Land $40,340 Building $193,930	$234,270 Land $40,340 Building $193,930
2022	$3,406.00 Homeowner's exemption	$193,400 Land $40,340 Building $153,060
2021			$193,400 Land $40,340 Building $153,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3525 Carlton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3525 Carlton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Carlton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures