3512 S 4th St, Waco, TX 76706 Property Records

McLennan County property record for 3512 S 4th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,812 sqft · built 2017
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$290,600 (Apr 2021)
Tax Bill	$9,697 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`48-018491-000103-0`

Property Details

APN / Parcel Number

Primary APN	`48-018491-000103-0`
Alternative APN	`370689`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	852 sqft
2nd Floor Area	960 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	312 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	1,700 sqft
Porch	Open Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3512 S 4TH ST
City	WACO
State	TX
Zip	76706-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRENCH QUARTER ADDITION LOT 3 BLOCK 1 ACRES .36
Legal Subdivision	FRENCH QUARTER ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12515 SUMMERTREE DR, FRISCO, TX 75035-2431
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 9, 2018	Warranty Deed, Transfer FIRST UNITED BK/GRAFTON
Oct 23, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	202112667
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000007540
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 7, 2021
Property Address	3512 S 4TH ST, WACO, TX 76706-4135
Document Number	0000012667
Map Reference	DOC 2014011428
Instrument Date	Apr 5, 2021
Instrument	2021012667
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 HARPOLE RD E, 1008, ARGYLE, TX 76226-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12515 SUMMERTREE DR, FRISCO, TX 75035-2431

Mortgage

Document Number	0000012668
Date	Apr 7, 2021
Instrument	2021012668

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 9, 2018
Property Address	3512 S 4TH ST, WACO, TX 76706-4135
Document Number	0000007540
Instrument Date	Mar 2, 2018
Instrument	7540
Transaction Type	Transfer
Record Updated	Mar 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1008 HARPOLE RD E ARGYLE TX 762264001, ARGYLE, TX 76226-4001

Mortgage

Document Number	7541
Date	Mar 9, 2018
Instrument	7541

Lender

Name	FIRST UNITED BK/GRAFTON
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 23, 2017
Property Address	3512 S 4TH ST, WACO, TX 76706-4135
Document Number	0000035063
Instrument Date	Aug 29, 2017
Instrument	35063
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20303 STONE OAK PKWY #5104 SAN ANTONIO TX 782580006, 5104, SAN ANTONIO, TX 78258-0006

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 20, 2017
Property Address	3512 S 4TH ST, WACO, TX 76706-4135
Document Number	0000008721
Instrument Date	Mar 14, 2017
Instrument	8721
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20659 STONE OAK PKWY #1908 SAN ANTONIO TX 782587535, 1908, SAN ANTONIO, TX 78258-7535

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,000 (-9.57%) Land $66,783 Building $323,217	$390,000 (-9.57%) Land $66,783 Building $323,217
2025	$9,697.00 (+0.64%)	$431,290 (+17.18%) Land $60,690 Building $370,600	$431,290 (+17.18%) Land $60,690 Building $370,600
2024	$9,635.00 (+16.77%)
2023		$368,070 Land $60,690 Building $307,380	$368,070 Land $60,690 Building $307,380
2022	$8,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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